329 E Main St, Cardington, OH 43315 Property Records

Morrow County property record for 329 E Main St, Cardington, OH 43315

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,309 sqft · built 1900
Lot Size2.55 acres (111,339 sqft)
Owner2 Individual Names on Record
Last Sale$356,900 (May 2024)
Tax Bill$5,762 (2025)
Deeds & MortgagesSep 2020 Line of Credit
Dec 2014 Second Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APNC09-017-00-001-00

Property Details

APN / Parcel Number

Primary APNC09-017-00-001-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,309 sqft Living Area
Gross Area4,336 sqft
1st Floor Area3,218 sqft
Upper Floors Area700 sqft
Basement Area2,209 sqft
Unfinished Basement1,104 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialWood
Foundation TypeNo Foundation
Lot Area111,339 sqft (2.55 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area490 sqft
Patio Area66 sqft
Shed1 Shed
Shed Area390 sqft
Lean-To648 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address329 E MAIN ST
CityCARDINGTON
StateOH
Zip43315-1119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEPT EPT SEC 22 RTS:170622
JurisdictionMORROW OH
Township / Civil DivisionCARDINGTON
Census Block Group3
Census Block3003
Census Tract965300

Owner

Source: Morrow County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address329 E MAIN ST, CARDINGTON, OH 43315-1119
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Deed of Trust, Mortgage · Line of Credit
HONDA FEDERAL CREDIT UNION
Dec 31, 2014Deed of Trust, Mortgage · Stand-Alone Second Mortgage
OHIO HOUSING FINANCE AGENCY
Dec 31, 2014Deed of Trust, Mortgage · Stand-Alone First Mortgage
THE NORTHERN OHIO INVESTMENT COMPANY DBA
Mar 27, 2026Deed of Trust, Mortgage
PARK NATIONAL BANK
May 28, 2024Warranty Deed, Transfer
Mar 13, 2023Deed, Transfer · Stand-Alone First Mortgage
JPMORGAN CHASE BANK NA
Jan 12, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
NFM LENDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2024 · Amount on Record
Deed SaleMay 28, 2024 · Amount on Record
Prior SaleMar 10, 2023 · Amount on Record
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORROW OH
Property Address329 E MAIN ST, CARDINGTON, OH 43315-1119
Transaction TypeMortgage
Record UpdatedMay 26, 2026
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number000990/140
DateSep 29, 2020
Book Page990/140
Instrument395313
Lender
NameHONDA FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term349 Months
DueOct 1, 2049
Interest
Rate TypeAdjustable Rate

December 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORROW OH
Property Address329 E MAIN ST, CARDINGTON, OH 43315-1119
Transaction TypeMortgage
Record UpdatedMay 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number000832/413
DateDec 31, 2014
Book Page832/413
Instrument362307
Lender
NameOHIO HOUSING FINANCE AGENCY
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

December 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORROW OH
Property Address329 E MAIN ST, CARDINGTON, OH 43315-1119
Transaction TypeMortgage
Record UpdatedMay 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number000832/396
DateDec 31, 2014
Book Page832/396
Instrument362306
Lender
NameTHE NORTHERN OHIO INVESTMENT COMPANY DBA
AddressSYLVANIA, OH 43560
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2045

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORROW OH
Property Address329 E MAIN ST, CARDINGTON, OH 43315-1119
Transaction TypeMortgage
Record UpdatedMay 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001156/960
DateMar 27, 2026
Book Page1156/960
Instrument427869
Lender
NamePARK NATIONAL BANK
Agreement
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORROW OH
Recording DateMay 28, 2024
Property Address329 E MAIN ST, CARDINGTON, OH 43315-1119
Document Number001104/844
Book / Page1104 / 844
Instrument DateMay 16, 2024
Instrument417734
Transaction TypeTransfer
Record UpdatedMay 26, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address329 E MAIN ST, CARDINGTON, OH 43315-1119
InvestorPossibly a Property Investor

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionMORROW OH
Recording DateMar 13, 2023
Property Address329 E MAIN ST, CARDINGTON, OH 43315-1119
Document Number001074/492
Book / Page1074 / 492
Instrument DateMar 6, 2023
Instrument411534
Transaction TypeTransfer
Record UpdatedMay 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000411535
DateMar 13, 2023
Instrument411535
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORROW OH
Recording DateJan 12, 2021
Property Address329 E MAIN ST, CARDINGTON, OH 43315-1119
Document Number001000/617
Book / Page1000 / 617
Instrument DateDec 23, 2020
Instrument397269
Transaction TypeTransfer
Record UpdatedMay 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1190 WINTERSON RD STE 300, 300, LINTHICUM, MD 21090-2247

Mortgage

Document Number0000397270
DateJan 12, 2021
Instrument397270
Lender
NameNFM LENDING
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Morrow County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMorrow County
County SubdivisionCardington Township
MunicipalityCardington Village
Unified School DistrictCardington-Lincoln Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$262,400 (-) Land $50,800 Building $211,600
2025$5,762.00 (+45.95%) Homeowner's exemption$91,840 (-) Land $17,780 Building $74,060
2023$3,948.00 (+78.16%)$91,840 (+101.67%) Land $17,780 Building $74,060$262,400 (+101.69%) Land $50,800 Building $211,600
2022$2,216.00$45,540 Land $10,820 Building $34,720
2020$130,100 Land $30,900 Building $99,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEL-CO WATER COMPANY, INC.
private · serves 150,000 people · EPA ID OH2101412
Water SourceSurface water
Last State InspectionApr 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

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