Pontotoc County property record for 334 Bray Rd, Pontotoc, MS 38863
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,788 sqft · built 1993 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,505 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-24-000-003 |
| Primary APN | 026-24-000-003 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 1,788 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Porch |
| Porch Area | 132 sqft |
| Patio Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 14017 |
|---|---|
| Street Address | 334 BRAY RD |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-5916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5 AC NW1/4 DB 392-349 7/81 558-343 3/5/93 20134986 8/23/13 488 7117 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 950200 |
Source: Pontotoc County records, as of October 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 334 BRAY RD, PONTOTOC, MS 38863-5916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| May 6, 2019 | Deed of Trust, Mortgage FIRST CHOICE BANK |
| Aug 2, 2018 | Deed of Trust, Mortgage FIRST CHOICE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 334 BRAY RD, PONTOTOC, MS 38863-5916 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 334 BRAY RD, PONTOTOC, MS 38863-5916 |
| Document Number | 2022000229 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 2022000229 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 334 BRAY RD, PONTOTOC, MS 38863-5916 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 334 BRAY RD, PONTOTOC, MS 38863-5916 |
| Document Number | 2019001720 |
|---|---|
| Date | May 6, 2019 |
| Instrument | 2019001720 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | May 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 334 BRAY RD, PONTOTOC, MS 38863-5916 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 334 BRAY RD, PONTOTOC, MS 38863-5916 |
| Document Number | 2018002917 |
|---|---|
| Date | Aug 2, 2018 |
| Instrument | 2018002917 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | Jul 27, 2023 |
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Municipality | Thaxton Town |
| Unified School District | Pontotoc County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,505.00 (-0.07%) Homeowner's exemption | $11,779 (-0.03%) | $117,528 (-0.01%) Land $8,081 Building $109,447 |
| 2023 | $1,506.00 Homeowner's exemption | $11,782 | $117,538 Land $8,091 Building $109,447 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North East Fiber Fiber | 2,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: C Spire Wireless.
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