301 Bray Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 301 Bray Rd, Pontotoc, MS 38863

Property Summary

Property TypeSingle Family Home
Details1 ba · 4,901 sqft · built 2008
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Tax Bill$3,093 (2025)
Deeds & MortgagesAug 2020 Mortgage
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN026-24-000-T05.03

Property Details

APN / Parcel Number

Primary APN026-24-000-T05.03
Alternative APN
  • 20911

Interior

Full Baths1 Bath
Building Area4,901 sqft Living Area
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Exterior MaterialMetal
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area87,120 sqft (2 acres)
Deck Area1,224 sqft
Shed1 Shed
Shed Area1,500 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number20911
Street Address301 BRAY RD
CityPONTOTOC
StateMS
Zip38863-5905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 AC NW1/4 DC 20083896 7/31/08
JurisdictionPONTOTOC MS
Township / Civil Division2
Census Block Group2
Census Block2045
Census Tract950200

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address301 BRAY RD, PONTOTOC, MS 38863-5905
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2020Deed of Trust, Mortgage
QUICKEN LOANS INC
Mar 25, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address301 BRAY RD, PONTOTOC, MS 38863-5905
Transaction TypeMortgage
Record UpdatedMay 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 BRAY RD, PONTOTOC, MS 38863-5905

Mortgage

Document Number2020003087
DateAug 25, 2020
Instrument2020003087
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
AmountAmount Recorded
Term169 Months
DueSep 1, 2034

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address301 BRAY RD, PONTOTOC, MS 38863-5905
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 BRAY RD, PONTOTOC, MS 38863-5905

Mortgage

Document Number2019001066
DateMar 25, 2019
Instrument2019001066
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2034

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
MunicipalityThaxton Town
Unified School DistrictPontotoc County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,093.00 (+61.01%) Homeowner's exemption$24,199 (+61.03%)$227,128 (+57%) Land $9,250 Building $217,878
2023$1,921.00 Homeowner's exemption$15,028$144,669 Land $9,250 Building $135,419

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 59% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
North East Fiber
Fiber
2,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: C Spire Wireless.

Nearby Properties on Bray Rd

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