Seneca County and Fayette Town property record for 3333 Ritter Rd, Waterloo, NY 13165
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,242 sqft · built 1843 |
| Lot Size | 2.06 acres (89,734 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $4,948 (2026) |
| Deeds & Mortgages | Dec 2023 Refinance Aug 2020 Refinance + 1 more |
| APN | 452289 09-1-02.2 |
| Primary APN | 452289 09-1-02.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,242 sqft Living Area |
| 1st Floor Area | 1,642 sqft |
| Upper Floors Area | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1843 |
|---|---|
| Effective Year Built | Effective 1843 |
| Architectural Style | Traditional |
| Exterior Material | Stone |
| Lot Area | 89,734 sqft (2.06 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Porch | Porch |
| Porch Area | 160 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3333 RITTER RD |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-9781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 1 |
| Legal Lot Number | 2.002 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | FAYETTE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 950700 |
Source: Seneca County and Fayette Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3333 RITTER RD, WATERLOO, NY 13165-9781 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Dec 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance THE COMMUNITY BANK |
| Aug 11, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GENERATIONS BANK |
| Oct 13, 2017 | Intrafamily Transfer, Transfer NOT AVAILABLE, PATRICK J. MORRELL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 24, 2017 |
| Transfer Doc | 0000000958/000000029 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 3333 RITTER RD, WATERLOO, NY 13165-9781 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001910/279 |
|---|---|
| Date | Dec 15, 2023 |
| Book Page | 1910/279 |
| Instrument | 65018 |
| Name | THE COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 3333 RITTER RD, WATERLOO, NY 13165-9781 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 1759/137 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 1759/137 |
| Instrument | 49693 |
| Name | GENERATIONS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Oct 13, 2017 |
| Property Address | 3333 RITTER RD, WATERLOO, NY 13165-9781 |
| Document Number | 0000000958/0000000293 |
| Book / Page | 0000000958 / 0000000293 |
| Instrument Date | Aug 24, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | NOT AVAILABLE, PATRICK J. MORRELL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4285 ROUTE 89, SENECA FALLS, NY 13148 |
Source: Seneca County and Fayette Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Fayette Town |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,948.00 (+10.99%) Homeowner's exemption | ||
| 2025 | $4,458.00 (+285.31%) | $145,300 (-) Land $23,300 Building $122,000 | $254,900 (+26.31%) Land $40,875 Building $214,025 |
| 2023 | $145,300 Land $23,300 Building $122,000 | $201,806 Land $32,361 Building $169,445 | |
| 2019 | $1,157.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (1983–1993) |
| Most Recent Claim | Apr 1993 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
5G (outdoors only) and 4G LTE
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