Seneca County and Fayette Town property record for 3278 Ritter Rd, Waterloo, NY 13165
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 2,196 sqft · built 1850 |
| Lot Size | 124 acres (5,418,864 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $348,000 (Mar 2006) |
| Tax Bill | $10,774 (2026) |
| APN | 452289 05-1-15.2 |
| Primary APN | 452289 05-1-15.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,196 sqft Living Area |
| 1st Floor Area | 1,312 sqft |
| 2nd Floor Area | 884 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 5,418,864 sqft (124 acres) |
| Porch | Slab |
| Porch Area | 284 sqft |
| Silo | Silo |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Coal |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3278 RITTER RD |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-9779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 04 - FARM |
| Legal Block | 1 |
| Legal Lot Number | 15.002 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | FAYETTE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 950700 |
Source: Seneca County and Fayette Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 821 W RIVER RD, WATERLOO, NY 13165-8722 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2006 · Amount on Record |
| Deed Sale | Mar 27, 2006 · Amount on Record |
| Deed Book / Page | 723 / 77 |
| Record Updated | Oct 29, 2026 |
Source: Seneca County and Fayette Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Fayette Town |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,774.00 (+5.49%) | ||
| 2025 | $10,213.00 (+622.79%) | $427,400 (-) Land $358,200 Building $69,200 | $749,800 (+26.31%) Land $628,400 Building $121,400 |
| 2023 | $427,400 Land $358,200 Building $69,200 | $593,611 Land $497,500 Building $96,111 | |
| 2019 | $1,413.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (1983–1993) |
| Most Recent Claim | Apr 1993 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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