3333 Lum Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 3333 Lum Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,624 sqft · built 1979
Lot Size	10 acres (438,214 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Nov 2016)
Tax Bill	$2,870 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002-019-006-00`

Property Details

APN / Parcel Number

Primary APN	`002-019-006-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft
Basement Area	1,624 sqft
Unfinished Basement	1,624 sqft
Flooring	Carpet

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	438,214 sqft (10 acres)
Garage Area	528 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3333 LUM RD
City	LAPEER
State	MI
Zip	48446-8342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	02 20 103 040 00 SEC 19 T8N R11E BEG 1636.33 FT W OF THE E 1/4 POST, TH CONT W 170 FT, TH N 200 FT, TH W 130 FT, TH S 200 FT,
Legal Range	11E
Legal Township	08N
Legal Section	19
Jurisdiction	LAPEER MI
Township / Civil Division	ARCADIA
Census Block Group	1
Census Block	1019
Census Tract	333000

Owner

3333 Lum Rd is owned and occupied by two individuals who acquired it in September 2018.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3333 LUM RD, LAPEER, MI 48446-8342
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK
Apr 20, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TCF NATIONAL BANK
Sep 17, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2016 · Amount on File
Deed Sale	Nov 30, 2016 · Amount on File
Deed Book / Page	2864 / 76
Last Transfer Date	Sep 17, 2018
Transfer Doc	0029850122
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3333 LUM RD, LAPEER, MI 48446-8342
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3333 LUM RD, LAPEER, MI 48446-8342

Mortgage

Document Number	0033550559
Date	Jun 21, 2023
Book Page	3355/559

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3333 LUM RD, LAPEER, MI 48446-8342
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3333 LUM RD, LAPEER, MI 48446-8342

Mortgage

Document Number	0031900389
Date	Apr 8, 2021
Book Page	3190/389

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3333 LUM RD, LAPEER, MI 48446-8342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030940230
Date	Apr 20, 2020
Book Page	3094/230

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 17, 2018
Property Address	3333 LUM RD, LAPEER, MI 48446-8342
Document Number	0029850122
Book / Page	002985 / 000122
Instrument Date	Sep 17, 2018
Transaction Type	Transfer
Record Updated	Oct 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3333 LUM RD LAPEER MI 484468342, LAPEER, MI 48446-8342

Tax Assessment & Valuation

The 2025 property tax bill for 3333 Lum Rd was $2,870 with a homeowner's exemption, up 4.3% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Arcadia Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,100 (+9.1%)	$362,200 (+9.1%)
2025	$2,870.00 (+4.29%) Homeowner's exemption	$166,000	$332,000
2024	$2,752.00
2023		$154,100	$308,200
2022	$2,478.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3333 Lum Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3333 Lum Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lum Rd

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