3323 Lum Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 3323 Lum Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,242 sqft · built 1921
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Jan 2022)
Tax Bill	$1,281 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-019-007-00`

Property Details

APN / Parcel Number

Primary APN	`002-019-007-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,242 sqft Living Area
1st Floor Area	969 sqft
Basement Area	545 sqft
Unfinished Basement	545 sqft
Flooring	Carpet

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Lot Area	26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3323 LUM RD
City	LAPEER
State	MI
Zip	48446-8342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	02 20 104 040 00 SEC 19 T8N R11E THE E 130 FT OF W 842 FT OF S 200 FT OF NE 1/4. .60 A.
Legal Range	11E
Legal Township	08N
Legal Section	19
Jurisdiction	LAPEER MI
Township / Civil Division	ARCADIA
Census Block Group	1
Census Block	1019
Census Tract	333000

Owner

3323 Lum Rd is owned and occupied by an individual who bought it in January 2022.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3323 LUM RD, LAPEER, MI 48446-8342
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Warranty Deed, Transfer ROCKET MORTGAGE LLC
Jan 25, 2022	Warranty Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE COMPANY
Oct 27, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2022 · Amount on File
Deed Sale	Jan 24, 2022 · Amount on File
Prior Sale	Oct 27, 2021 · Amount on File
Deed Book / Page	3269 / 361
Prior Transfer Date	Mar 6, 2009
Prior Transfer Doc	0024060362
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 25, 2022
Property Address	3323 LUM RD, LAPEER, MI 48446-8342
Document Number	0032690361
Book / Page	3269 / 361
Instrument Date	Jan 14, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CISLO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 S LAKE PLEASANT RD, ATTICA, MI 48412-9510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3323 LUM RD, LAPEER, MI 48446-8342

Mortgage

Document Number	0003268868
Date	Jan 25, 2022
Instrument	3268/868

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Mortgage

Document Number	0032680868
Date	Jan 21, 2022
Book Page	3268/868

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 25, 2022
Property Address	3323 LUM RD, LAPEER, MI 48446-8342
Document Number	0032690361
Book / Page	3269 / 361
Instrument Date	Jan 14, 2022
Transaction Type	Transfer
Record Updated	Mar 3, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 S LAKE PLEASANT RD, 124, ATTICA, MI 48412-9510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3323 LUM RD, LAPEER, MI 48446-8342

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Oct 27, 2021
Property Address	3323 LUM RD, LAPEER, MI 48446-8342
Document Number	0032480482
Book / Page	3248 / 482
Instrument Date	May 4, 2021
Transaction Type	Transfer
Record Updated	Dec 2, 2021

Transaction

Amount	Amount on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5631 YUCATAN DR, 5631, INDIANAPOLIS, IN 46237-2233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3323 LUM RD, LAPEER, MI 48446-8342

Tax Assessment & Valuation

The 2025 property tax bill for 3323 Lum Rd was $1,281 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Arcadia Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,600 (+5.81%)	$131,200 (+5.81%)
2025	$1,281.00 Homeowner's exemption	$62,000	$124,000
2023		$54,600	$109,200
2022	$1,066.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3323 Lum Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3323 Lum Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lum Rd

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