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3331 E Hwy 22, Smithfield, KY 40068 Property Records

Oldham County property record for 3331 E Hwy 22, Smithfield, KY 40068

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,671 sqft · built 2001
Lot Size5.96 acres (259,661 sqft)
OwnerIndividual Name on Record
Last Sale$480,500 (Jul 2016)
Tax Bill$6,448 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN56-00-00-4I

Property Details

APN / Parcel Number

Primary APN56-00-00-4I
Alternative APN
  • 55327

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,671 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area259,661 sqft (5.96 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number55327
Street Address3331 E HIGHWAY 22
CitySMITHFIELD
StateKY
Zip40068-9302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE, DET GARAGE,IG POOL & 5.961 AC
Legal Lot Number4I
JurisdictionOLDHAM KY
Township / Civil DivisionLA GRANGE
Census Block Group1
Census Block1048
Census Tract30402

Owner

Source: Oldham County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3331 E HIGHWAY 22, SMITHFIELD, KY 40068-9302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2026Deed of Trust, Mortgage · Line of Credit
PNC BANK
Apr 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2016 · Amount on Record
Deed SaleJul 5, 2016 · Amount on Record
Deed Document Number510826
Deed Book / PageD1136 / 491
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Recording DateAug 18, 2026
Property Address3331 E HIGHWAY 22, SMITHFIELD, KY 40068-9302
Document Number0000951468
Book / Page2757 / 460
Instrument DateAug 7, 2026
Instrument2026951468
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3331 E HIGHWAY 22, SMITHFIELD, KY 40068-9302

Mortgage

Document Number0000951468,
DateAug 18, 2026
Book Page2757/460
Instrument2026951468
Lender
NamePNC BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueAug 16, 2066
Interest
Max Rate-1%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address3331 E HIGHWAY 22, SMITHFIELD, KY 40068-9302
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM2512/28
DateApr 28, 2021
Book PageM2512/28
Instrument633687
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyOldham County
Unified School DistrictOldham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,448.00 (+7.29%)$520,000 (+8.22%) Land $60,000 Building $460,000$520,000 (+8.22%) Land $60,000 Building $460,000
2023$6,010.00$480,500 Land $60,000 Building $420,500$480,500 Land $60,000 Building $420,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLDHAM COUNTY WATER DISTRICT
serves 38,409 people · EPA ID KY0930333
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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