3301 E Hwy 22, Smithfield, KY 40068 Property Records

Oldham County property record for 3301 E Hwy 22, Smithfield, KY 40068

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,359 sqft · built 1976
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (May 2024)
Tax Bill	$3,679 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56-00-00-4F`

Property Details

APN / Parcel Number

Primary APN	`56-00-00-4F`
Alternative APNs	`72930` `3470`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,359 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	72930
Street Address	3301 E HIGHWAY 22
City	SMITHFIELD
State	KY
Zip	40068-9302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 1 AC
Legal Lot Number	4F
Jurisdiction	OLDHAM KY
Township / Civil Division	LA GRANGE
Census Block Group	1
Census Block	1047
Census Tract	30602

Owner

Source: Oldham County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3301 E HIGHWAY 22, SMITHFIELD, KY 40068-9302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 29, 2024	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2024 · Amount on Record
Deed Sale	May 29, 2024 · Amount on Record
Deed Document Number	765573
Deed Book / Page	D1383 / 267
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	3301 E HIGHWAY 22, SMITHFIELD, KY 40068-9302
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2719/705
Date	Nov 5, 2025
Book Page	M2719/705
Instrument	834543

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	May 29, 2024
Property Address	3301 E HIGHWAY 22, SMITHFIELD, KY 40068-9302
Document Number	0D1383/267
Book / Page	D1383 / 267
Instrument Date	May 23, 2024
Instrument	765573
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	MONUMENT TITLE COMPANY INC, MONUMENTAL TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1306 ROCH TREE DR, LOCUST, KY 40045

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3301 E HIGHWAY 22, SMITHFIELD, KY 40068-9302

Mortgage

Document Number	0000765574
Date	May 29, 2024
Instrument	765574

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,679.00 (+129.94%)	$295,000 (+136%) Land $35,000 Building $260,000	$295,000 (+136%) Land $35,000 Building $260,000
2023	$1,600.00	$125,000 Land $35,000 Building $90,000	$125,000 Land $35,000 Building $90,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDHAM COUNTY WATER DISTRICT serves 38,409 people · EPA ID KY0930333
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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