3331 Cedar Tree Ln, Erlanger, KY 41018 Property Records

Kenton County property record for 3331 Cedar Tree Ln, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,047 sqft · built 2005
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$154,000 (Jul 2020)
Tax Bill	$1,845 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`002-40-03-053.00`

Property Details

APN / Parcel Number

Primary APN	`002-40-03-053.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,047 sqft Finished Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3331 CEDAR TREE LN
City	ERLANGER
State	KY
Zip	41018-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY HILL SEC 3 LOT 53
Legal Subdivision	CHERRY HILL
Legal Phase	3
Legal Lot Number	53
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3063
Census Tract	67200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3331 CEDAR TREE LN, ERLANGER, KY 41018-1203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN MTG SVC
Jun 30, 2020	Deed of Trust, Mortgage · Line of Credit KENTUCKY HSNG
Jul 14, 2020	Grant Deed, Transfer · FHA Mortgage AMERICAN MTG SVC
May 19, 2020	Grant Deed, Transfer ATTORNEY ONLY
Apr 10, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2020 · Amount on File
Deed Sale	Jul 14, 2020 · Amount on File
Prior Sale	Apr 10, 2020 · Amount on File
Deed Document Number	20205900156
Deed Book / Page	31 / 719
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3331 CEDAR TREE LN, ERLANGER, KY 41018-1203
Document Number	0000000157
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3331 CEDAR TREE LN ERLANGER KY 410181203, ERLANGER, KY 41018-1203

Mortgage

Document Number	0000000157
Date	Jul 14, 2020
Book Page	000M69/000040
Instrument	157

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3331 CEDAR TREE LN, ERLANGER, KY 41018-1203
Document Number	0000000158
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3331 CEDAR TREE LN ERLANGER KY 410181203, ERLANGER, KY 41018-1203

Mortgage

Document Number	0000000158
Date	Jul 14, 2020
Book Page	000M69/000055
Instrument	158

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 13, 2030

Interest

Rate Type	Adjustable Rate

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jul 14, 2020
Property Address	3331 CEDAR TREE LN, ERLANGER, KY 41018-1203
Document Number	0000000156
Book / Page	000031 / 000719
Instrument Date	Jun 17, 2020
Instrument	156
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3331 CEDAR TREE LN ERLANGER KY 410181203, ERLANGER, KY 41018-1203

Mortgage

Document Number	157
Date	Jul 14, 2020
Book Page	000M69/000040
Instrument	157

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2050

Mortgage

Document Number	158,
Date	Jul 14, 2020
Book Page	000M69/000055
Instrument	158

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 13, 2030

Interest

Rate Type	Adjustable Rate

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	May 19, 2020
Property Address	3331 CEDAR TREE LN, ERLANGER, KY 41018-1203
Document Number	0000000260
Book / Page	000022 / 000164
Instrument Date	May 12, 2020
Instrument	260
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

April 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	KENTON KY
Recording Date	Apr 10, 2020
Property Address	3331 CEDAR TREE LN, ERLANGER, KY 41018-1203
Document Number	0000000073
Book / Page	000016 / 000329
Instrument Date	Feb 24, 2020
Instrument	73
Transaction Type	Foreclosure
Record Updated	Jun 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,200 (-) Land $25,000 Building $161,200	$186,200 (-) Land $25,000 Building $161,200
2025	$1,845.00 (-7.01%)	$186,200 (-) Land $25,000 Building $161,200	$186,200 (-) Land $25,000 Building $161,200
2023	$1,984.00	$186,200 Land $25,000 Building $161,200	$186,200 Land $25,000 Building $161,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

3331 Cedar Tree Ln, Erlanger, KY 41018 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Interest

May 2020: Grant Deed, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2020: Court-Ordered Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cedar Tree Ln

Nearby Streets

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