3330 Cedar Tree Ln, Erlanger, KY 41018 Property Records

Kenton County property record for 3330 Cedar Tree Ln, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,136 sqft · built 2004
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$24,000 (Jan 2021)
Tax Bill$1,754 (2025)
Deeds & MortgagesNov 2022 Mortgage
Jan 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN002-40-03-054.00

Property Details

APN / Parcel Number

Primary APN002-40-03-054.00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,136 sqft Finished Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleBi-Level
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area10,454 sqft (0.24 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3330 CEDAR TREE LN
CityERLANGER
StateKY
Zip41018-1204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHERRY HILL SEC 3 LOT 54
Legal SubdivisionCHERRY HILL
Legal Phase3
Legal Lot Number54
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3063
Census Tract67200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3330 CEDAR TREE LN, ERLANGER, KY 41018-1204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jan 19, 2021Quit Claim Deed, Transfer · FHA Mortgage
AMERICAN MTG SVC
Jan 6, 2021Deed of Trust, Mortgage · FHA Mortgage
AMERICAN MTG SVC
Oct 12, 2018Warranty Deed, Transfer · Conventional with PMI
AMERICAN MTG SVC
Mar 23, 2018Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 19, 2021 · Amount on Record
Deed SaleJan 19, 2021 · Amount on Record
Prior SaleOct 12, 2018 · Amount on Record
Deed Document Number20214617
Deed Book / Page67 / 43
Prior Transfer DateJan 4, 2021
Prior Transfer Doc0005900161
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3330 CEDAR TREE LN, ERLANGER, KY 41018-1204
Transaction TypeMortgage
Record UpdatedNov 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3330 CEDAR TREE LN, ERLANGER, KY 41018-1204

Mortgage

Document Number0005900184
DateNov 1, 2022
Book Page418/700
Instrument22110105900184
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term339 Months
DueFeb 1, 2051

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateJan 19, 2021
Property Address3330 CEDAR TREE LN, ERLANGER, KY 41018-1204
Document Number0000000161
Book / Page000067 / 000043
Instrument DateJan 6, 2021
Instrument161
Transaction TypeTransfer
Record UpdatedMar 9, 2021
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount Recorded
Tax$24.00
Amount AccuracyConfirmed
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3330 CEDAR TREE LN ERLANGER KY 410181204, ERLANGER, KY 41018-1204

Mortgage

Document Number162
DateJan 19, 2021
Book Page00M155/000700
Instrument162
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 18, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3330 CEDAR TREE LN, ERLANGER, KY 41018-1204
Document Number0000000162
Instrument DateJan 6, 2021
Transaction TypeMortgage
Record UpdatedMar 3, 2021
Title CompanySPRINGDALE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3330 CEDAR TREE LN ERLANGER KY 410181204, ERLANGER, KY 41018-1204

Mortgage

Document Number0000000162
DateJan 19, 2021
Book Page00M155/000700
Instrument162
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 18, 2051

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 12, 2018
Property Address3330 CEDAR TREE LN, ERLANGER, KY 41018-1204
Document Number0000000084
Book / Page0C6522 / 000097
Instrument DateOct 9, 2018
Instrument84
Transaction TypeTransfer
Record UpdatedOct 26, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$140.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3330 CEDAR TREE LN ERLANGER KY 410181204, ERLANGER, KY 41018-1204

Mortgage

Document Number85
DateOct 12, 2018
Book Page0C6522/000100
Instrument85
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 11, 2048

Mortgage

Document Number86,
DateOct 12, 2018
Book Page0C6522/000116
Instrument86
Lender
NameKENTUCKY HSNG
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 11, 2028
Interest
Rate TypeAdjustable Rate

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 23, 2018
Property Address3330 CEDAR TREE LN, ERLANGER, KY 41018-1204
Document Number0000000104
Book / Page0C6376 / 000012
Instrument DateMar 19, 2018
Instrument104
Transaction TypeTransfer
Record UpdatedApr 5, 2018
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$144.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8327 WOODCREEK DR FLORENCE KY 410428239, FLORENCE, KY 41042-8239

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$177,000 (-) Land $25,000 Building $152,000$177,000 (-) Land $25,000 Building $152,000
2025$1,754.00 (-7%)$177,000 (-) Land $25,000 Building $152,000$177,000 (-) Land $25,000 Building $152,000
2023$1,886.00$177,000 Land $25,000 Building $152,000$177,000 Land $25,000 Building $152,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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