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3330 E Baldwin Rd, Panama City, FL 32405 Property Records

Bay County property record for 3330 E Baldwin Rd, Panama City, FL 32405 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,363 sqft · built 1968
Lot Size0.458 acres (19,994 sqft)
Owner2 Owner Names on File
Last Sale$95,700 (Oct 2002)
Tax Bill$1,044 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN12356-000-000

Property Details

APN / Parcel Number

Primary APN12356-000-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,363 sqft Heated Area
Gross Area2,153 sqft
1st Floor Area1,363 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1988
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area19,994 sqft (0.458 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage Area348 sqft

Exterior Amenities

PorchPorch
Porch Area442 sqft
Patio Area120 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3330 E BALDWIN RD
CityPANAMA CITY
StateFL
Zip32405-6927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND CITY (3.22) 117B BEG 130' W OF NE COR LOT 3 TH W 100' S 200' E 100' N 200' TO
Legal Range14W
Legal Township03S
Legal Section27
Legal SubdivisionHIGHLAND CITY
Legal Block19
Legal Lot Number3
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1041
Census Tract1302

Owner

Source: Bay County records · APN 12356-000-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address3330 E BALDWIN RD, PANAMA CITY, FL 32405-6927
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 03, 2002 · Amount on Record
Deed SaleOct 03, 2002 · Amount on Record
Deed Document Number0002191231
Deed Book / Page2191 / 231
Record UpdatedJun 08, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address3330 E BALDWIN RD, PANAMA CITY, FL 32405-6927
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038741607
DateFeb 16, 2017
Book Page3874/1607
Instrument2017008785
Lender
NameTYNDALL FCU
TypeCredit Union
AddressPANAMA CITY, FL 32412
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueMar 01, 2027

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,044.00 (+2.76%) Homeowner's exemption$124,041 (+5.99%)$166,379 (+20.12%) Land $43,200 Building $123,179
2023$1,016.00 (+15.32%) Homeowner's exemption$117,034 (+5.44%)$138,514 (+17.89%) Land $32,400 Building $106,114
2022$881.00 Homeowner's exemption$110,991$117,496 Land $27,648 Building $89,848

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050013021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 73 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies73 in force
Nearby Flood Claims45 (2002–2021)
Claims Outside the SFHA27 of 45
Most Recent ClaimOct 2021, rainfall accumulation
Claims By Storm
  • Tropical Storm Fred, Aug 2021 · 5 claims
  • Hurricane Michael, Oct 2018 · 23 claims
  • Severe Storms And Flooding, Jul 2013 · 4 claims

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,639 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 258 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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