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3328 E Baldwin Rd, Panama City, FL 32405 Property Records

Bay County property record for 3328 E Baldwin Rd, Panama City, FL 32405 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,578 sqft · built 1970
Lot Size0.459 acres (19,994 sqft)
OwnerIndividual Name on File
Last Sale$187,000 (Nov 2005)
Tax Bill$957 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN12354-010-000

Property Details

APN / Parcel Number

Primary APN12354-010-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,578 sqft Living Area
1st Floor Area1,578 sqft
FlooringCork
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area19,994 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeCarport
Garage Area204 sqft
CarportCarport
Carport Area204 sqft
PorchOpen Porch
Porch Area366 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3328 E BALDWIN RD
CityPANAMA CITY
StateFL
Zip32405-6927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND CITY (3.16) 117B BEG 690 S & 1003 W OF NE COR OF NE1/4 OF NE1/4 OF NE1/4 TH S 200 W 100 N 200 E 100 TO POB PT OF LOT 3 BLK 20 ORB 4524 P 754
Legal Range14W
Legal Township03S
Legal Section27
Legal SubdivisionHIGHLAND CITY
Legal Block19
Legal Lot Number32
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1041
Census Tract1302

Owner

Source: Bay County records · APN 12354-010-000

Assessment roll updated January 5, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3328 E BALDWIN RD, PANAMA CITY, FL 32405-6927
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
GLOBAL EQUITY FINANCE INC
Feb 09, 2017Deed of Trust, Mortgage
GREENLIGHT LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 03, 2005 · Amount on Record
Deed SaleNov 03, 2005 · Amount on Record
Deed Document Number200587468
Deed Book / Page2697 / 363
Last Transfer DateJan 28, 2022
Transfer Doc0045240754
Record UpdatedSep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY FL
Recording DateFeb 16, 2022
Property Address3328 E BALDWIN RD, PANAMA CITY, FL 32405-6927
Document Number0045240754
Book / Page4524 / 754
Instrument DateJan 28, 2022
Instrument2022011223
Transaction TypeTransfer
Record UpdatedMar 10, 2022
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3328 E BALDWIN RD, PANAMA CITY, FL 32405-6927

Mortgage

Document Number0004524757
DateFeb 16, 2022
Instrument4524/757
Lender
NameGLOBAL EQUITY FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address3328 E BALDWIN RD, PANAMA CITY, FL 32405-6927
Document Number0038750603
Book / Page003875 / 000603
Instrument DateFeb 09, 2017
Transaction TypeMortgage
Record UpdatedMay 23, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address3328 E BALDWIN RD PANAMA CITY FL 324056927, PANAMA CITY, FL 32405-6927

Mortgage

Document Number0038750603
DateFeb 20, 2017
Book Page003875/000603
Instrument9229
Lender
NameGREENLIGHT LOANS
TypeFunding / Finance Company
AddressDALLAS, TX 75019
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 19, 2047

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$957.00 (-0.21%) Homeowner's exemption$117,011 (+5.99%)$152,771 (+20.26%) Land $43,200 Building $109,571
2024$959.00 (+2.79%)
2023$933.00 (+11.47%) Homeowner's exemption$110,401 (+3%)$127,033 (+11.81%) Land $32,400 Building $94,633
2022$837.00 Homeowner's exemption$107,185$113,619 Land $27,648 Building $85,971

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050013021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 73 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies73 in force
Nearby Flood Claims45 (2002–2021)
Claims Outside the SFHA27 of 45
Most Recent ClaimOct 2021, rainfall accumulation
Claims By Storm
  • Tropical Storm Fred, Aug 2021 · 5 claims
  • Hurricane Michael, Oct 2018 · 23 claims
  • Severe Storms And Flooding, Jul 2013 · 4 claims

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,639 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 258 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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