Berrien County property record for 333 State St, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,696 sqft |
| Owner | 2 Individual Names on File |
| Last Sale | $308,000 (Sep 2012) |
| Tax Bill | $8,329 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-0170-0005-00-8 |
| Primary APN | 76-0170-0005-00-8 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,696 sqft Living Area |
| 1st Floor Area | 2,696 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 333 STATE ST |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | UNIT 5 321 STATE STREET COMDOMINIUM FIRST AMENDMENT LIBER 190 PAGE 49 |
| Legal Subdivision | 321 STATE STREET CONDO |
| Legal Unit | 5 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 801 |
333 State St is owned and occupied by two individuals who bought it in September 2012.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 333 STATE ST, 5, SAINT JOSEPH, MI 49085-1247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HONOR CREDIT UNION |
| Oct 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage HONOR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2012 · Amount on File |
| Deed Sale | Sep 27, 2012 · Amount on File |
| Prior Sale | Oct 20, 2009 · Amount on File |
| Deed Book / Page | 3009 / 596 |
| Prior Transfer Date | Jul 2, 2012 |
| Prior Transfer Doc | 03001/0814 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jun 1, 2026 |
| Property Address | 333 STATE ST, SAINT JOSEPH, MI 49085-1247 |
| Document Number | 0000462192 |
| Book / Page | 3478 / 3113 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026462192 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000462192, |
|---|---|
| Date | Jun 1, 2026 |
| Book Page | 3478/3113 |
| Instrument | 2026462192 |
| Name | HONOR CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 15, 2025 |
| Property Address | 333 STATE ST, SAINT JOSEPH, MI 49085-1247 |
| Document Number | 03462/1104 |
| Book / Page | 3462 / 1104 |
| Map Reference | LB 190 PG 1 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 2025444028 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 333 STATE ST # 5, 5, SAINT JOSEPH, MI 49085-1247 |
| Name | Verified Name |
|---|---|
| Address | 333 STATE ST # 5, 5, SAINT JOSEPH, MI 49085-1247 |
| Document Number | 0034621108 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 3462/1108 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2040 |
The 2025 property tax bill for 333 State St was $8,329 with a homeowner's exemption, up 2.4% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $238,200 (-14.38%) | $476,400 (-14.38%) | |
| 2025 | $8,329.00 (+2.41%) Homeowner's exemption | $278,200 | $556,400 |
| 2024 | $8,133.00 | ||
| 2023 | $234,200 | $468,400 | |
| 2022 | $7,440.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 333 State St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 333 State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JOSEPH serves 7,930 people · EPA ID MI0006310 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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