333 Jess St, Bernard, IA 52032 Property Records

Dubuque County property record for 333 Jess St, Bernard, IA 52032

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 2010
Lot Size	0.409 acres (17,816 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Apr 2026)
Tax Bill	$1,562 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-27-327-020`

Property Details

APN / Parcel Number

Primary APN	`20-27-327-020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,816 sqft (0.409 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	392 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	333 JESS ST
City	BERNARD
State	IA
Zip	52032-4402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 MCCARTHY ADD NO. 2;
Legal Subdivision	MCCARTHY ADD
Legal Lot Number	1
Jurisdiction	DUBUQUE IA
Township / Civil Division	PRAIRIE CREEK
Census Block Group	3
Census Block	3103
Census Tract	10300

Owner

333 Jess St is owned and occupied by an individual who bought it in April 2026.

Source: Dubuque County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	333 JESS ST, BERNARD, IA 52032-4402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2026 · Amount on File
Deed Sale	Apr 2, 2026 · Amount on File
Prior Sale	Dec 3, 2013 · Amount on File
Deed Document Number	20263192
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	333 JESS ST, BERNARD, IA 52032-4402
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003042
Date	Mar 30, 2026
Instrument	2026-00003042

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	3999 PENNSYLVANIA AVE, DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	13 Months
Due	Apr 1, 2027

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 2, 2026
Property Address	333 JESS ST, BERNARD, IA 52032-4402
Document Number	0000003192
Instrument Date	Mar 31, 2026
Instrument	20263192
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,391.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 JESS ST, BERNARD, IA 52032-4402

Mortgage

Document Number	0000003193,
Date	Apr 2, 2026
Instrument	20263193

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 333 Jess St was $1,562.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Bernard City
County	Dubuque County
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,562.00	$142,500 Land $30,200 Building $112,300	$142,500 Land $30,200 Building $112,300
2024	$1,562.00
2023		$126,900 (+23.56%) Land $27,500 Building $99,400	$126,900 Land $27,500 Building $99,400
2022	$1,456.00	$102,700 Land $22,040 Building $80,660
2021			$102,700 Land $22,040 Building $80,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 333 Jess St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 333 Jess St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERNARD WATER SYSTEM serves 114 people · EPA ID IA3113001
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bernard Telephone Company Fiber	1,000 / 1,000

May also be available: Maquoketa Valley Electric Cooperative.

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