Dubuque County property record for 229 Jess St, Bernard, IA 52032
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,136 sqft · built 1900 |
| Lot Size | 0.134 acres (5,850 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (Aug 2012) |
| Tax Bill | $846 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-27-377-003 |
| Primary APN | 20-27-377-003 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| 1st Floor Area | 320 sqft |
| Attic | Attic |
| Attic Area | 176 sqft |
| Basement Area | 640 sqft |
| Unfinished Basement | 640 sqft |
| Interior Walls | Unfinished |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,850 sqft (0.134 acres) |
| Lot Dimensions | 130 ft deep x 45 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 229 JESS ST |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032-4401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CO |
| Legal Description | LOT 46 BERNARD A.K.A MELLARY; |
| Legal Range | 01E |
| Legal Township | 87N |
| Legal Section | 27 |
| Legal Subdivision | BERNARD |
| Legal Lot Number | 46 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | PRAIRIE CREEK |
| Census Block Group | 3 |
| Census Block | 3103 |
| Census Tract | 10300 |
229 Jess St is owned by an individual who bought it in August 2012.
Source: Dubuque County records, as of December 23, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 31, BERNARD, IA 52032-0031 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2012 · Amount on File |
| Deed Sale | Aug 24, 2012 · Amount on File |
| Deed Document Number | 201214728 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 229 Jess St was $846.
Source: Dubuque County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Bernard City |
| County | Dubuque County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $846.00 | $75,600 Land $9,900 Building $65,700 | $75,600 Land $9,900 Building $65,700 |
| 2024 | $846.00 | ||
| 2023 | $68,700 (+39.95%) Land $9,900 Building $58,800 | $68,700 Land $9,900 Building $58,800 | |
| 2022 | $696.00 | $49,090 Land $9,920 Building $39,170 | |
| 2021 | $49,090 Land $9,920 Building $39,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 229 Jess St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 229 Jess St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERNARD WATER SYSTEM serves 114 people · EPA ID IA3113001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bernard Telephone Company Fiber | 1,000 / 1,000 |
May also be available: Maquoketa Valley Electric Cooperative.
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