333 Elm St, Covington, TN 38019 Property Records

Tipton County property record for 333 Elm St, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,860 sqft · built 1929
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on File
Last Sale	$19,900 (Jun 2011)
Tax Bill	$582 (2022)
Deeds & Mortgages	Apr 2025 Mortgage Oct 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`084041B E 00500`

Property Details

APN / Parcel Number

Primary APN	`084041B E 00500`
Alternative APN	`041B E 00500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1956
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	154 ft deep x 99 ft wide
Terrain	Rolling
Porch	Open Porch
Porch Area	194 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	333 ELM ST
City	COVINGTON
State	TN
Zip	38019-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C42
Legal Subdivision	F W CARTER
Jurisdiction	TIPTON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1016
Census Tract	40700

Owner

333 Elm St is owned by a company that acquired it in October 2024.

Source: Tipton County records, as of January 20, 2026

Owner of Record	Company Name on File
Mailing Address	2230 ATOKA IDAVILLE RD, ATOKA, TN 38004-7305
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2025	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENT BANK
Oct 17, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2011 · Amount on File
Deed Sale	Jun 29, 2011 · Amount on File
Prior Sale	Jun 29, 2011 · Amount on File
Deed Document Number	1517860
Last Transfer Date	Oct 17, 2024
Transfer Doc	0020561026
Record Updated	Jun 8, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	333 ELM ST, COVINGTON, TN 38019-2309
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002076940
Date	Apr 22, 2025
Book Page	2076/940
Instrument	282529

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	24 Months
Due	Apr 1, 2027

October 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIPTON TN
Recording Date	Oct 17, 2024
Property Address	333 ELM ST, COVINGTON, TN 38019-2309
Document Number	0020561026
Book / Page	2056 / 1026
Instrument Date	Oct 11, 2024
Instrument	278234
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2230 ATOKA IDAVILLE RD, ATOKA, TN 38004-7305
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,325 Land $3,975 Building $21,350
2023		$25,325 Land $3,975 Building $21,350
2022	$582.00
2020			$101,300 Land $15,900 Building $85,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 333 Elm St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	12 (1988–2025)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 333 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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