321 Elm St, Covington, TN 38019 Property Records

Tipton County property record for 321 Elm St, Covington, TN 38019 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,150 sqft · built 2009
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$18,000 (Feb 2007)
Tax Bill	$814 (2022)
Flood Zone	Zone X (minimal risk)
APN	`084041B E 00602`

Property Details

APN / Parcel Number

Primary APN	`084041B E 00602`
Alternative APN	`041B E 00602`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,150 sqft Living Area
1st Floor Area	1,150 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 ELM ST
City	COVINGTON
State	TN
Zip	38019-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C42
Legal Subdivision	WATKINS ELM ST
Legal Lot Number	1B
Jurisdiction	TIPTON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1016
Census Tract	40700

Owner

Source: Tipton County records · APN 084041B E 00602

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1032, COVINGTON, TN 38019-1032
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 21, 2007 · Amount on Record
Deed Sale	Feb 21, 2007 · Amount on Record
Deed Document Number	0001327204
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,575 (-) Land $2,350 Building $33,225
2023		$35,575 Land $2,350 Building $33,225
2022	$814.00
2020			$142,300 Land $9,400 Building $132,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tipton County (47167C), updated August 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471670407001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	8 in force
Nearby Flood Claims	12 (1988–2025)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jun 2025, rainfall accumulation
Claims By Storm	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 348 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.