3328 Wauseon Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3328 Wauseon Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,152 sqft · built 2020
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$373,666 (Feb 2020)
Tax Bill	$6,739 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`202631344400011460`

Property Details

APN / Parcel Number

Primary APN	`202631344400011460`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,152 sqft Heated Area
Gross Area	3,730 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Finished

Exterior Amenities

Pool Area	36 sqft
Porch	Open Porch
Patio Area	684 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3328 WAUSEON DR
City	SAINT CLOUD
State	FL
Zip	34772-8972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANOVER LAKES PH 2 PB 27 PGS 30-32 LOT 146
Legal Range	31E
Legal Township	26S
Legal Section	20
Legal Subdivision	HANOVER LAKES
Legal Phase	2
Legal Tract	3444
Legal Lot Number	146
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1041
Census Tract	43301

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3328 WAUSEON DR, SAINT CLOUD, FL 34772-8972
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Feb 5, 2024	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 27, 2020	Special Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 31, 2019	Loan Modification, Mortgage · Line of Credit AMERICAN MOMENTUM BK
Jul 29, 2019	Grant Deed, Transfer TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2020 · Amount on Record
Deed Sale	Feb 27, 2020 · Amount on Record
Deed Document Number	2020028563
Deed Book / Page	5681 / 1870
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3328 WAUSEON DR, SAINT CLOUD, FL 34772-8972
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3328 WAUSEON DR, SAINT CLOUD, FL 34772-8972

Mortgage

Document Number	0069010076
Date	Dec 31, 2025
Book Page	6901/76
Instrument	2025158957

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3328 WAUSEON DR, SAINT CLOUD, FL 34772-8972
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3328 WAUSEON DR, SAINT CLOUD, FL 34772-8972

Mortgage

Document Number	0065441679
Date	Feb 5, 2024
Book Page	6544/1679
Instrument	2024014842

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3328 WAUSEON DR, SAINT CLOUD, FL 34772-8972
Transaction Type	Mortgage
Record Updated	Feb 8, 2022
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3328 WAUSEON DR, SAINT CLOUD, FL 34772-8972

Mortgage

Document Number	0061112332
Date	Dec 20, 2021
Book Page	6111/2332
Instrument	2021196032

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

February 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 27, 2020
Property Address	3328 WAUSEON DR, SAINT CLOUD, FL 34772-8972
Document Number	0056811870
Book / Page	5681 / 1870
Map Reference	MB 27 PG 30-32
Instrument Date	Feb 26, 2020
Instrument	2020028563
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	TRINITY TTL CO OF CTRL FL LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,615.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 COMMONWEALTH AVE, 605, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3328 WAUSEON DR, SAINT CLOUD, FL 34772-8972

Mortgage

Document Number	0056811872
Date	Feb 27, 2020
Instrument	5681/1872

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Recording Date	Oct 31, 2019
Property Address	3328 WAUSEON DR, SAINT CLOUD, FL 34772-8972
Document Number	0056152434
Book / Page	005615 / 002434
Instrument Date	Oct 30, 2019
Instrument	141534
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223

Mortgage

Document Number	56152434
Date	Oct 31, 2019
Book Page	005615/002434
Instrument	141534

Lender

Name	AMERICAN MOMENTUM BK
Type	Bank
Address	500 S WASHINGTON BLVD # 3RD, SARASOTA, FL 34236-7139

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 29, 2019
Property Address	3328 WAUSEON DR, SAINT CLOUD, FL 34772-8972
Document Number	0055631764
Book / Page	005563 / 001764
Instrument Date	Jul 26, 2019
Instrument	97006
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

Amount	Amount Recorded
Tax	$6,402.90
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,739.00 (+19.46%) Homeowner's exemption	$349,694 (+19.56%)	$469,200 (+7.27%) Land $75,000 Building $394,200
2023	$5,641.00 (+2.75%) Homeowner's exemption	$292,477 (+3%)	$437,400 (+23%) Land $70,000 Building $367,400
2022	$5,490.00 Homeowner's exemption	$283,959	$355,600 Land $60,000 Building $295,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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