Osceola County property record for 3320 Wauseon Dr, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,492 sqft · built 2020 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $313,000 (Jun 2020) |
| Tax Bill | $6,084 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Jun 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 202631344400011480 |
| Primary APN | 202631344400011480 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,492 sqft Heated Area |
| Gross Area | 3,074 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Finished |
| Porch | Finished/Screened Porch |
|---|---|
| Patio Area | 532 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3320 WAUSEON DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8972 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HANOVER LAKES PH 2 PB 27 PGS 30-32 LOT 148 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 20 |
| Legal Subdivision | HANOVER LAKES |
| Legal Phase | 2 |
| Legal Tract | 3444 |
| Legal Lot Number | 148 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 43301 |
Source: Osceola County records · APN 202631344400011480
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3320 WAUSEON DR, SAINT CLOUD, FL 34772-8972 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2023 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Jun 02, 2020 | Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Jan 28, 2020 | Loan Modification, Mortgage · Line of Credit AMERICAN MOMENTUM BK |
| Nov 22, 2019 | Grant Deed, Transfer TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 02, 2020 · Amount on Record |
| Deed Sale | Jun 02, 2020 · Amount on Record |
| Deed Document Number | 2020070635 |
| Deed Book / Page | 5730 / 1972 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3320 WAUSEON DR, SAINT CLOUD, FL 34772-8972 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3320 WAUSEON DR, SAINT CLOUD, FL 34772-8972 |
| Document Number | 0063480890 |
|---|---|
| Date | Jan 24, 2023 |
| Book Page | 6348/890 |
| Instrument | 2023008952 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 02, 2020 |
| Property Address | 3320 WAUSEON DR, SAINT CLOUD, FL 34772-8972 |
| Document Number | 0057301972 |
| Book / Page | 005730 / 001972 |
| Instrument Date | May 28, 2020 |
| Instrument | 70635 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,191.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3320 WAUSEON DR ST CLOUD FL 347728972, ST CLOUD, FL 34772-8972 |
| Document Number | 57301974 |
|---|---|
| Date | Jun 02, 2020 |
| Book Page | 005730/001974 |
| Instrument | 70636 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3320 WAUSEON DR, SAINT CLOUD, FL 34772-8972 |
| Document Number | 0056672860 |
| Instrument Date | Jan 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223 |
| Document Number | 0056672860 |
|---|---|
| Date | Feb 03, 2020 |
| Book Page | 005667/002860 |
| Instrument | 16365 |
| Name | AMERICAN MOMENTUM BK |
|---|---|
| Type | Bank |
| Address | 500 S WASHINGTON BLVD # 3RD, SARASOTA, FL 34236-7139 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 22, 2019 |
| Property Address | 3320 WAUSEON DR, SAINT CLOUD, FL 34772-8972 |
| Document Number | 0056282433 |
| Book / Page | 005628 / 002433 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 152790 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2019 |
| Title Company | TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,583.17 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,084.00 (+71.19%) Homeowner's exemption | $313,116 (+8.03%) | $391,500 (+1.64%) Land $75,000 Building $316,500 |
| 2023 | $3,554.00 (-7.42%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $289,837 (+3%) | $385,200 (+16.66%) Land $70,000 Building $315,200 |
| 2022 | $3,839.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $281,396 | $330,200 Land $60,000 Building $270,200 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T.
Based on FCC filings for 217 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures