3326 Sagebrush St, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3326 Sagebrush St, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,822 sqft · built 2016
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Apr 2026)
Tax Bill	$10,750 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`29-26-32-3296-0001-0100`

Property Details

APN / Parcel Number

Primary APN	`29-26-32-3296-0001-0100`
Alternative APN	`263229329600010100`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,822 sqft Living Area
Gross Area	3,955 sqft
1st Floor Area	2,822 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	535 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3326 SAGEBRUSH ST
City	HARMONY
State	FL
Zip	34773-6094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOOD I PB 24 PGS 110-119 LOT 10
Legal Range	32E
Legal Township	26S
Legal Section	29
Legal Subdivision	HARMONY NBHD I
Legal Tract	3296
Legal Block	100
Legal Lot Number	10
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3304 SAGEBRUSH ST, HARMONY, FL 34773-6094
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Special Warranty Deed, Transfer · Conventional Mortgage NORTHPOINT MORTGAGE
Apr 28, 2026	Special Warranty Deed, Transfer · Conventional Mortgage NORTHPOINT MORTGAGE
Dec 3, 2025	Special Warranty Deed, Foreclosure ACCOMODATION, ACCOMMODATION
Jun 11, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 26, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Aug 22, 2017	Deed of Trust, Mortgage · VA Mortgage IFREEDOM DIRECT
Feb 6, 2017	Grant Deed, Transfer · VA Mortgage IFREEDOM DIRECT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Jun 11, 2021 · Amount on Record
Deed Document Number	202656055
Deed Book / Page	6962 / 1514
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 28, 2026
Property Address	3326 SAGEBRUSH ST, HARMONY, FL 34773-6094
Document Number	0069621514
Book / Page	6962 / 1514
Instrument Date	Mar 17, 2026
Instrument	202656055
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NORTHPOINT ESCROW, NORTHPOINT MORTGAGE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304,010.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 SAGEBRUSH ST, HARMONY, FL 34773-6094

Mortgage

Document Number	0000056056,
Date	Apr 28, 2026
Instrument	202656056

Lender

Name	NORTHPOINT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 28, 2026
Property Address	3326 SAGEBRUSH ST, HARMONY, FL 34773-6094
Document Number	0000056055
Book / Page	6962 / 1514
Instrument Date	Mar 17, 2026
Instrument	2026.56055
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	NORTHPOINT MORTGAGE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304,010.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 SAGEBRUSH ST, HARMONY, FL 34773-6094

Mortgage

Document Number	0000056056,
Date	Apr 28, 2026
Instrument	2026..56056

Lender

Name	NORTHPOINT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 3, 2025
Property Address	3326 SAGEBRUSH ST, HARMONY, FL 34773-6094
Document Number	0068881255
Book / Page	6888 / 1255
Map Reference	MB 24 PG 110-119
Instrument Date	Nov 26, 2025
Instrument	2025148052
Transaction Type	Foreclosure
Record Updated	Dec 15, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 E SOUTH ST, ANAHEIM, CA 92805-4903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 11, 2021
Property Address	3326 SAGEBRUSH ST, HARMONY, FL 34773-6094
Document Number	0059790574
Book / Page	5979 / 574
Map Reference	MB 24 PG 110-119
Instrument Date	Jun 10, 2021
Instrument	2021091223
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,681.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3326 SAGEBRUSH ST, SAINT CLOUD, FL 34773-6094

Mortgage

Document Number	5979576
Date	Jun 11, 2021
Instrument	5979/576

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 26, 2021
Property Address	3326 SAGEBRUSH ST, HARMONY, FL 34773-6094
Document Number	0059211372
Book / Page	5921 / 1372
Map Reference	MB 24 PG 110-119
Instrument Date	Mar 26, 2021
Instrument	2021045572
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8569 VEDDER LN, ORLANDO, FL 32832-4996

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3326 SAGEBRUSH ST, HARMONY, FL 34773-6094
Document Number	0052020330
Book / Page	005202 / 000330
Instrument Date	Aug 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 5, 2017
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3326 SAGEBRUSH ST HARMONY FL 347736094, HARMONY, FL 34773-6094

Mortgage

Document Number	0052020330
Date	Aug 29, 2017
Book Page	005202/000330
Instrument	125165

Lender

Name	IFREEDOM DIRECT
Address	SALT LAKE CITY, UT 84116

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 28, 2042

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 6, 2017
Property Address	3326 SAGEBRUSH ST, HARMONY, FL 34773-6094
Document Number	0050981213
Book / Page	005098 / 001213
Instrument Date	Jan 20, 2017
Instrument	20478
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,548.51
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3326 SAGEBRUSH ST HARMONY FL 347736094, HARMONY, FL 34773-6094

Mortgage

Document Number	50981215
Date	Feb 6, 2017
Book Page	005098/001215
Instrument	20479

Lender

Name	IFREEDOM DIRECT
Address	SALT LAKE CITY, UT 84116

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,750.00 (+3.21%) Homeowner's exemption	$394,090 (+5.99%)	$406,400 (-6.51%) Land $60,000 Building $346,400
2024	$10,416.00 (+1.9%)
2023	$10,222.00 (+5.65%) Homeowner's exemption	$371,830 (+3%)	$434,700 (+20.42%) Land $65,000 Building $369,700
2022	$9,675.00 Homeowner's exemption	$361,000 Land $60,000 Building $301,000	$361,000 Land $60,000 Building $301,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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