3321 Sagebrush St, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3321 Sagebrush St, Harmony, FL 34773

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,955 sqft · built 2022
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$392,200 (Oct 2022)
Tax Bill$6,782 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Sep 2017 Sale
Flood ZoneZone X (minimal risk)
APN292632329600011660

Property Details

APN / Parcel Number

Primary APN292632329600011660

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,955 sqft Heated Area
Gross Area2,660 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3321 SAGEBRUSH ST
CityHARMONY
StateFL
Zip34773-6095
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY NEIGHBORHOOD I PB 24 PGS 110-119 LOT 166
Legal Range32E
Legal Township26S
Legal Section29
Legal SubdivisionLAKES AT HARMONY - CALATLANTIC HOMES
Legal Tract3296
Legal Lot Number166
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2099
Census Tract43801

Owner

3321 Sagebrush St is owned and occupied by an individual who bought it in October 2022.

Source: Osceola County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3321 SAGEBRUSH ST, HARMONY, FL 34773-6095
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2022Warranty Deed, Transfer · Conventional Mortgage
FBC MORTGAGE LLC
Sep 28, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2022 · Amount on File
Deed SaleOct 4, 2022 · Amount on File
Deed Document Number2022147564
Deed Book / Page6294 / 1660
Record UpdatedJun 8, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 4, 2022
Property Address3321 SAGEBRUSH ST, HARMONY, FL 34773-6095
Document Number0062941660
Book / Page6294 / 1660
Map ReferenceMB 24 PG 110-119
Instrument DateSep 28, 2022
Instrument2022147564
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyCLEAR TITLE/FL LLC, CLEAR TITLE OF FLORIDA LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,745.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9717 EAGLE CREEK CENTER BLVD STE 200, 200, ORLANDO, FL 32832-6346

Transferred To (Grantee/Buyer)

NameVerified Name
Address3321 SAGEBRUSH ST, HARMONY, FL 34773-6095

Mortgage

Document Number0062941662
DateOct 4, 2022
Instrument6294/1662
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2037

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateSep 28, 2017
Property Address3321 SAGEBRUSH ST, HARMONY, FL 34773-6095
Document Number0052141789
Book / Page005214 / 001789
Instrument DateSep 27, 2017
Instrument137429
Transaction TypeTransfer
Record UpdatedNov 8, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$169.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1750 W BROADWAY ST #111 OVIEDO FL 327659618, 111, OVIEDO, FL 32765-9618
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3321 Sagebrush St was $6,782 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,782.00 Homeowner's exemption$308,047$311,300 Land $60,000 Building $251,300
2023$6,916.00 (+47.65%) Homeowner's exemption$331,800 (+453%) Land $65,000 Building $266,800$331,800 (+453%) Land $65,000 Building $266,800
2022$4,684.00$60,000 Land $60,000$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3321 Sagebrush St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3321 Sagebrush St is high, ranking above 82% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 73% of Florida
Wildfire Likelihood0.8% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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