St. Johns County property record for 3325 Harbor Dr, Saint Augustine, FL 32084 · Last verified July 2026
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,695 sqft · built 1983 |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Apr 2025) |
| Tax Bill | $6,193 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 149191-0325 |
| Primary APN | 149191-0325 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,695 sqft Living Area |
| 1st Floor Area | 1,695 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Street Address | 3325 HARBOR DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-7735 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | (OR605/128) CAMACHEE ISLAND I CONDO UNIT 325 OR6139/1285(T/R) |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 05 |
| Legal Subdivision | CAMACHEE ISLAND I |
| Legal Block | 1 |
| Legal Lot Number | 325 |
| Legal Unit | 325 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20200 |
Source: St. Johns County records · APN 149191-0325
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2200 VICTORY AVE, 801, DALLAS, TX 75219-7677 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Line of Credit RENASANT BANK |
| Nov 06, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 19, 2018 | Warranty Deed, Transfer · ARM AMERIS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 2025 · Amount on Record |
| Deed Sale | Apr 29, 2025 · Amount on Record |
| Prior Sale | Nov 06, 2020 · Amount on Record |
| Deed Document Number | 202533456 |
| Deed Book / Page | 6139 / 1285 |
| Prior Transfer Date | Apr 25, 2025 |
| Prior Transfer Doc | 0061391285 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 10, 2026 |
| Property Address | 3325 HARBOR DR, SAINT AUGUSTINE, FL 32084-7735 |
| Document Number | 0000049564 |
| Book / Page | 6380 / 1768 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 202649564 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 5704 N 3RD ST, MCALLEN, TX 78504-2165 |
| Document Number | 0000049564, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 6380/1768 |
| Instrument | 202649564 |
| Name | RENASANT BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jun 10, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 06, 2020 |
| Property Address | 3325 HARBOR DR, SAINT AUGUSTINE, FL 32084-7735 |
| Document Number | 0050921510 |
| Book / Page | 5092 / 1510 |
| Map Reference | MB 605 PG 128 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 2020100263 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,395.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3716 WATERWAY CT, 3716, SAINT AUGUSTINE, FL 32084-7745 |
| Name | Verified Name |
|---|---|
| Address | 3325 HARBOR DR, SAINT AUGUSTINE, FL 32084-7735 |
| Document Number | 50921512 |
|---|---|
| Date | Nov 06, 2020 |
| Instrument | 5092/1512 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 19, 2018 |
| Property Address | 3325 HARBOR DR, SAINT AUGUSTINE, FL 32084-7735 |
| Document Number | 0045821761 |
| Book / Page | 4582 / 1761 |
| Map Reference | MB605 PG128 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 2018051769 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ESTATE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43 CAPTAINS WALK, 43, PALM COAST, FL 32137-4505 |
| Name | Verified Name |
|---|---|
| Address | 905 PARK AVE STE 102, 102, ORANGE PARK, FL 32073-4110 |
| Document Number | 2018051770 |
|---|---|
| Date | Jul 19, 2018 |
| Instrument | 2018051770 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Type Change Date | Aug 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 5.12% |
| Max Rate At Change | 9.12% |
| Index | 1-Year LIBOR |
| Max Rate | 12.1% |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $597,550 (+20.3%) Building $597,550 | $597,550 (-) Building $597,550 | |
| 2025 | $6,193.00 (+10.91%) Homeowner's exemption | $496,709 (+2.9%) | $597,550 (-) |
| 2024 | $5,584.00 (+2.01%) Homeowner's exemption | $482,710 (+3%) | $597,550 (-) |
| 2023 | $5,474.00 (+2.43%) Homeowner's exemption | $468,650 (+3%) | $597,550 (+31.33%) |
| 2022 | $5,344.00 Homeowner's exemption | $455,000 | $455,000 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090202001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 383 individual NFIP policies nearby |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 436 units insured (53 under condo master policies) 269 of 383 individual policies on primary residences |
| Nearby Flood Claims | 234 (1984–2024) |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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