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3222 Harbor Dr, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 3222 Harbor Dr, Saint Augustine, FL 32084 · Last verified July 2026

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,466 sqft · built 1983
Owner2 Individual Names on File
Last Sale$559,000 (Jan 2022)
Tax Bill$6,525 (2025)
Deeds & MortgagesMar 2022 Mortgage
Jan 2022 Sale
+ 3 more
Flood ZoneZone AE (high risk)
APN149191-0222

Property Details

APN / Parcel Number

Primary APN149191-0222

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,466 sqft Living Area
1st Floor Area1,466 sqft 1st Floor

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983

Location & Zoning

Street Address3222 HARBOR DR
CitySAINT AUGUSTINE
StateFL
Zip32084-7728
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Description(OR605/128) CAMACHEE ISLAND I CONDO UNIT 222 OR5481/889
Legal Range30E
Legal Township07S
Legal Section05
Legal SubdivisionCAMACHEE ISLAND I
Legal Block1
Legal Lot Number222
Legal Unit222
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1008
Census Tract20200

Owner

Source: St. Johns County records · APN 149191-0222

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address125 KENNONDALE LN, RICHMOND, VA 23226-2310
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jan 31, 2022Warranty Deed, Transfer
ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I
Jan 25, 2022Quit Claim Deed, Transfer
ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I
Jan 13, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jul 13, 2017Warranty Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 31, 2022 · Amount on Record
Deed SaleJan 31, 2022 · Amount on Record
Prior SaleJul 13, 2017 · Amount on Record
Deed Document Number202210852
Deed Book / Page5481 / 889
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address3222 HARBOR DR, SAINT AUGUSTINE, FL 32084-7728
Transaction TypeMortgage
Record UpdatedFeb 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 KENNONDALE LN, RICHMOND, VA 23226-2310

Mortgage

Document Number0055261370
DateMar 30, 2022
Book Page5526/1370
Instrument2022033292
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateApr 01, 2029
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.5%
IndexOther
Max Rate7.5%

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJan 31, 2022
Property Address3222 HARBOR DR, SAINT AUGUSTINE, FL 32084-7728
Document Number0054810889
Book / Page5481 / 889
Map ReferenceMB 605 PG 128
Instrument DateJan 31, 2022
Instrument2022010852
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I

Transaction

AmountAmount Recorded
Tax$3,913.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3222 HARBOR DR, ST AUGUSTINE, FL 32084-7728

Transferred To (Grantee/Buyer)

NameVerified Name
Address3222 HARBOR DR, ST AUGUSTINE, FL 32084-7728

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateJan 25, 2022
Property Address3222 HARBOR DR, SAINT AUGUSTINE, FL 32084-7728
Document Number0054761578
Book / Page5476 / 1578
Map ReferenceMB 605 PG 128
Instrument DateJan 22, 2022
Instrument2022008490
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12719 W 8TH AVE, AIRWAY HEIGHTS, WA 99001-9418

Transferred To (Grantee/Buyer)

NameVerified Name
Address3222 HARBOR DR, ST AUGUSTINE, FL 32084-7728

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address3222 HARBOR DR, SAINT AUGUSTINE, FL 32084-7728
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3222 HARBOR DR, SAINT AUGUSTINE, FL 32084-7728

Mortgage

Document Number0051510673
DateJan 13, 2021
Book Page5151/673
Instrument2021004757
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term321 Months
DueOct 01, 2047

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 13, 2017
Property Address3222 HARBOR DR, SAINT AUGUSTINE, FL 32084-7728
Document Number0044031819
Book / Page004403 / 001819
Instrument DateJul 12, 2017
Instrument48263
Transaction TypeTransfer
Record UpdatedJul 26, 2017
Title CompanyACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3222 HARBOR DR ST AUGUSTINE FL 320847728, ST AUGUSTINE, FL 32084-7728

Mortgage

Document Number44031828
DateJul 13, 2017
Book Page004403/001828
Instrument48266
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 12, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$482,450 (-) Building $482,450$482,450 (-) Building $482,450
2025$6,525.00 (+7.34%)$482,450 (-)$482,450 (-)
2024$6,079.00 (-1.19%)$482,450 (-)$482,450 (-)
2023$6,152.00 (+26.38%)$482,450 (+7.93%)$482,450 (+7.93%)
2022$4,868.00$447,000$447,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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