33242 Orchard Dr, Bigfork, MT 59911 Property Records

Lake County property record for 33242 Orchard Dr, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1978
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$243,800 (Apr 2017)
Tax Bill	$1,631 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R1518093`

Property Details

APN / Parcel Number

Primary APN	`R1518093`
Alternative APNs	`15-3708-19-1-06-02-0000` `0000015142`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Terrain	Below Road/Slope
Garage Type	Mixed
Garage Area	736 sqft
Parking Spaces	6 Parking Spaces
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000015142
Street Address	33242 ORCHARD DR
City	BIGFORK
State	MT
Zip	59911-8473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODS BAY HOMESITES, S19, T26 N, R19 W, BLOCK 5, LOT 34, ACRES 0.25
Legal Range	19W
Legal Township	26N
Legal Section	19
Legal Subdivision	WOODS BAY HOMESITES
Legal Block	5
Legal Lot Number	34
Jurisdiction	LAKE MT
Township / Civil Division	WOODS BAY-ROLLINS
Census Block Group	1
Census Block	1047
Census Tract	200

Owner

33242 Orchard Dr is owned and occupied by two individuals who bought it in April 2017.

Source: Lake County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	33242 ORCHARD DR, BIGFORK, MT 59911-8473
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage NAVY FCU
Feb 5, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 3, 2017	Warranty Deed, Transfer · FHA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2017 · Amount on File
Deed Sale	Apr 3, 2017 · Amount on File
Prior Sale	Mar 17, 2009
Deed Document Number	2017554264
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	33242 ORCHARD DR, BIGFORK, MT 59911-8473
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000607808
Date	Oct 17, 2023
Instrument	607808

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2038

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	33242 ORCHARD DR, BIGFORK, MT 59911-8473
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	567651
Date	Feb 5, 2019
Instrument	567651

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2034

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Apr 3, 2017
Property Address	33242 ORCHARD DR, BIGFORK, MT 59911-8473
Document Number	554264
Instrument Date	Mar 30, 2017
Instrument	554264
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF F

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	133242 ORCHARD DR, BIGFORK, MT 59911

Mortgage

Document Number	554265
Date	Apr 3, 2017
Instrument	554265

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 33242 Orchard Dr was $1,631, down 1.7% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,631.00 (-1.75%)	$453,900 (-)
2025	$1,660.00	$453,900	$453,900 Land $161,125 Building $292,775
2023	$2,577.00	$421,200	$421,200 Land $87,300 Building $333,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33242 Orchard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33242 Orchard Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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