33146 Orchard Dr, Bigfork, MT 59911 Property Records

Lake County property record for 33146 Orchard Dr, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,756 sqft · built 1999
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$368,650 (Aug 2026)
Tax Bill	$4,300 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R1518426`

Property Details

APN / Parcel Number

Primary APN	`R1518426`
Alternative APNs	`15-3708-19-1-06-06-0000` `0000015390`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,756 sqft Living Area
1st Floor Area	1,756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Frame Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Terrain	Rolling
View / Lot	Mountain
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000015390
Street Address	33146 ORCHARD DR
City	BIGFORK
State	MT
Zip	59911-8474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODS BAY HOMESITES, S19, T26 N, R19 W, BLOCK 005, LOT 029, LT 29
Legal Range	19W
Legal Township	26N
Legal Section	19
Legal Subdivision	WOODS BAY HOMESITES
Legal Block	5
Legal Lot Number	29
Jurisdiction	LAKE MT
Township / Civil Division	WOODS BAY-ROLLINS
Census Block Group	1
Census Block	1047
Census Tract	200

Owner

33146 Orchard Dr is owned by two individuals who bought it in August 2026.

Source: Lake County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3198 CAMINO PORTOFINO, FALLBROOK, CA 92028-8359
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Quit Claim Deed, Transfer · Conventional Mortgage WHITEFISH CREDIT UNION
Jun 4, 2021	Warranty Deed, Transfer · ARM WHITEFISH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2026 · Amount on File
Deed Sale	Aug 19, 2026 · Amount on File
Prior Sale	Jun 4, 2021 · Amount on File
Deed Document Number	2026640735
Prior Transfer Date	Aug 17, 2026
Prior Transfer Doc	0000640735
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE MT
Recording Date	Aug 19, 2026
Property Address	33146 ORCHARD DR, BIGFORK, MT 59911-8474
Document Number	0000640735
Instrument Date	Aug 17, 2026
Instrument	2026640735
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3198 CAMINO PORTOFINO, FALLBROOK, CA 92028-8359

Mortgage

Document Number	0000640735,
Date	Aug 19, 2026
Instrument	2026640735

Lender

Name	WHITEFISH CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 17, 2041

Interest

Rate Type	Adjustable Rate
Rate	7.03%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jun 4, 2021
Property Address	33146 ORCHARD DR, BIGFORK, MT 59911-8474
Document Number	589029
Instrument Date	May 10, 2021
Instrument	589029
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8891 ZENCARO AVE, SAN DIEGO, CA 92123-3427

Mortgage

Document Number	589030
Date	Jun 4, 2021
Instrument	589030

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.65%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	3.65%
Max Rate At Change	5.65%
Index	1-Year CMT
Max Rate	8.65%

Tax Assessment & Valuation

The 2026 property tax bill for 33146 Orchard Dr was $4,300, up 109.9% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,300.00 (+109.86%)	$544,000 (-)
2025	$2,049.00	$544,000	$544,000 Land $162,520 Building $381,480
2023	$2,839.00	$468,300	$468,300 Land $88,620 Building $379,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33146 Orchard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33146 Orchard Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 79% of Montana
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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