Kern County property record for 3324 Toby St, Rosamond, CA 93560
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,639 sqft · built 1990 |
| Lot Size | 0.148 acres (6,425 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Mar 2017) |
| Tax Bill | $4,933 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 251-342-14-00-4 |
| Primary APN | 251-342-14-00-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,639 sqft Living Area |
| Gross Area | 2,480 sqft |
| 1st Floor Area | 1,639 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Lot Area | 6,425 sqft (0.148 acres) |
| Garage Type | Attached |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 15 sqft |
| Patio Area | 41 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Solar |
| Account Number | 251342143 |
|---|---|
| Street Address | 3324 TOBY ST |
| City | ROSAMOND |
| State | CA |
| Zip | 93560-6248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | TRACT 4981 , BLOCK , LOT 24 |
| Legal Subdivision | TRACT NO 4981 |
| Legal Tract | 4981 |
| Legal Block | 2 |
| Legal Lot Number | 24 |
| Jurisdiction | KERN CA |
| Township / Civil Division | EAST KERN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 5805 |
3324 Toby St is owned and occupied by two individuals who bought it in March 2017.
Source: Kern County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3324 TOBY ST, ROSAMOND, CA 93560-6248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 28, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 31, 2017 | Grant Deed, Transfer · VA Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2017 · Amount on File |
| Deed Sale | Mar 31, 2017 · Amount on File |
| Prior Sale | Feb 15, 2005 · Amount on File |
| Deed Document Number | 201740991 |
| Prior Transfer Date | Oct 12, 2005 |
| Prior Transfer Doc | 0000292451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 3324 TOBY ST, ROSAMOND, CA 93560-6248 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2022 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 3324 TOBY ST, ROSAMOND, CA 93560-6248 |
| Document Number | 0000159152 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 221159152 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 310 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 3324 TOBY ST, ROSAMOND, CA 93560-6248 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000027457 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 220027457 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 326 Months |
| Due | Apr 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Mar 31, 2017 |
| Property Address | 3324 TOBY ST, ROSAMOND, CA 93560-6248 |
| Document Number | 0000040991 |
| Map Reference | MB36 PG195-199 |
| Instrument Date | Mar 1, 2017 |
| Instrument | 0217040991 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Title Company | CHICAGO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3324 TOBY ST, ROSAMOND, CA 93560-6248 |
| Document Number | 0000040992 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 0217040992 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 3324 Toby St was $4,933.
Source: Kern County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Unified School District | Southern Kern Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $272,266 (+2%) Land $29,591 Building $242,675 | |
| 2025 | $4,933.00 | $266,928 Land $29,011 Building $237,917 |
| 2023 | $4,471.00 (+3.74%) | $256,565 Land $27,886 Building $228,679 |
| 2022 | $4,310.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3324 Toby St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3324 Toby St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROSAMOND CSD serves 18,150 people · EPA ID CA1510018 |
|---|---|
| Water Source | Purchased surface water from ANTELOPE VALLEY E KERN WTR AGY-ROSAMOND |
| Last State Inspection | Oct 2025 |
| Also Mapped Here | ANTELOPE VALLEY EAST KERN WATER AGENCY |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile.
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