3308 Toby St, Rosamond, CA 93560 Property Records

Kern County property record for 3308 Toby St, Rosamond, CA 93560

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,639 sqft · built 1990
Lot Size	0.151 acres (6,558 sqft)
Owner	Individual Name on Record
Last Sale	$262,000 (Dec 2019)
Tax Bill	$5,182 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2020 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`251-342-16-8`

Property Details

APN / Parcel Number

Primary APN	`251-342-16-8`
Alternative APNs	`251-342-16-00-0` `2513421600` `25134216`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,639 sqft Living Area
Gross Area	2,172 sqft
1st Floor Area	1,639 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	6,558 sqft (0.151 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	15 sqft
Patio Area	10 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	251342168
Street Address	3308 TOBY ST
City	ROSAMOND
State	CA
Zip	93560-6245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 4981 , BLOCK , LOT 26
Legal Subdivision	TRACT NO 4981
Legal Tract	4981
Legal Block	2
Legal Lot Number	26
Jurisdiction	KERN CA
Township / Civil Division	EAST KERN
Census Block Group	2
Census Block	2017
Census Tract	5805

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3308 TOBY ST, ROSAMOND, CA 93560-6245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Sep 11, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Sep 1, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Dec 19, 2019	Grant Deed, Transfer · VA Mortgage WINTRUST MORTGAGE
Nov 7, 2019	Affidavit of Death, Transfer NOT AVAILABLE
Jun 1, 2018	Loan Modification, Mortgage · Conventional Mortgage JPMORGAN CHASE BK NA
Oct 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2019 · Amount on Record
Deed Sale	Dec 19, 2019 · Amount on Record
Prior Sale	Jan 21, 2015 · Amount on Record
Deed Document Number	2019170858
Prior Transfer Date	Aug 10, 2019
Prior Transfer Doc	0000148625
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	Jul 9, 2026
Property Address	3308 TOBY ST, ROSAMOND, CA 93560-6245
Document Number	0000078401
Instrument Date	Jul 3, 2026
Instrument	202678401
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	UNITED WHOLESALE MORTGAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3308 TOBY ST, ROSAMOND, CA 93560-6245

Mortgage

Document Number	0000078401,
Date	Jul 9, 2026
Instrument	202678401

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	3308 TOBY ST, ROSAMOND, CA 93560-6245
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	AVENUE 365 LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3308 TOBY ST, ROSAMOND, CA 93560-6245

Mortgage

Document Number	0000128163
Date	Sep 11, 2020
Instrument	220128163

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	3308 TOBY ST, ROSAMOND, CA 93560-6245
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3308 TOBY ST, ROSAMOND, CA 93560-6245

Mortgage

Document Number	0000136048
Date	Sep 1, 2022
Instrument	222136048

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Dec 19, 2019
Property Address	3308 TOBY ST, ROSAMOND, CA 93560-6245
Document Number	0000170858
Map Reference	MB 36 PG 195-199
Instrument Date	Nov 21, 2019
Instrument	219170858
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3308 TOBY ST, ROSAMOND, CA 93560-6245

Mortgage

Document Number	0000170859
Date	Dec 19, 2019
Instrument	219170859

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

November 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	KERN CA
Recording Date	Nov 7, 2019
Property Address	3308 TOBY ST, ROSAMOND, CA 93560-6245
Document Number	0000148625
Instrument Date	Aug 10, 2019
Instrument	148625
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3308 TOBY ST ROSAMOND CA 935606245, ROSAMOND, CA 93560-6245

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KERN CA
Property Address	3308 TOBY ST, ROSAMOND, CA 93560-6245
Document Number	0000074476
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3308 TOBY ST ROSAMOND CA 935606245, ROSAMOND, CA 93560-6245

Mortgage

Document Number	0000074476
Date	Jun 14, 2018
Instrument	74476

Lender

Name	JPMORGAN CHASE BK NA
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2048

Interest

Rate	4%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	3308 TOBY ST, ROSAMOND, CA 93560-6245
Document Number	0000142773
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3308 TOBY ST ROSAMOND CA 935606245, ROSAMOND, CA 93560-6245

Mortgage

Document Number	0000142773
Date	Oct 20, 2017
Instrument	142773

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	RIVERSIDE, CA 92517

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Unified School District	Southern Kern Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$292,260 (+2%) Land $33,463 Building $258,797
2025	$5,182.00 (+10.16%)	$286,530 (+4.04%) Land $32,807 Building $253,723
2023	$4,704.00 (+3.64%)	$275,406 Land $31,534 Building $243,872
2022	$4,539.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSAMOND CSD serves 18,150 people · EPA ID CA1510018
Water Source	Purchased surface water from ANTELOPE VALLEY E KERN WTR AGY-ROSAMOND
Last State Inspection	Oct 2025
Also Mapped Here	ANTELOPE VALLEY EAST KERN WATER AGENCY
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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