3324 Ridge Rd, Highland, IN 46322 Property Records

Lake County property record for 3324 Ridge Rd, Highland, IN 46322

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,050 sqft · built 1942
Lot Size0.363 acres (15,840 sqft)
Owner2 Individual Names on Record
Tax Bill$2,451 (2024)
Deeds & MortgagesJan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN007-16-27-0137-0005

Property Details

APN / Parcel Number

Primary APN007-16-27-0137-0005
Alternative APNs
  • 45-07-22-358-006.000-026
  • 162701370005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,050 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1985
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area15,840 sqft (0.363 acres)
Lot Dimensions288 ft deep x 55 ft wide
Garage TypeDetached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-16-27-0137-0005
Old Parcel Number162701370005
Street Address3324 RIDGE RD
CityHIGHLAND
StateIN
Zip46322-2046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK RIDGE L. 5 AND THE W. 5FT. L. 6
Legal SubdivisionOAK RIDGE ADD
Legal Lot Number5
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group3
Census Block3019
Census Tract40801

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3324 RIDGE RD, HIGHLAND, IN 46322-2046
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2001
Deed SaleMar 26, 2001
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address3324 RIDGE RD, HIGHLAND, IN 46322-2046
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001607
DateJan 9, 2020
Instrument2020 001607
Lender
NamePNC BANK NA
TypeBank
AddressBRECKSVILLE, OH 44141
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHighland Town
Unified School DistrictHighland School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$249,100 (+13.02%) Land $43,000 Building $206,100$249,100 (+13.02%) Land $43,000 Building $206,100
2024$2,451.00 (+26.47%)
2023$220,400 (+13.2%) Land $43,000 Building $177,400$220,400 (+13.2%) Land $43,000 Building $177,400
2022$1,938.00$194,700 Land $43,000 Building $151,700$194,700 Land $43,000 Building $151,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1994)
Most Recent ClaimFeb 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHLAND WATER WORKS
serves 23,984 people · EPA ID IN5245021
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionJan 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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