Lake County property record for 3298 Ridge Rd, Highland, IN 46322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,668 sqft · built 1938 |
| Lot Size | 0.147 acres (6,386 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $426,433 (Jul 2025) |
| Tax Bill | $6,414 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-16-27-0140-0005 |
| Primary APN | 007-16-27-0140-0005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,668 sqft Living Area |
| Gross Area | 5,432 sqft |
| 1st Floor Area | 1,334 sqft |
| Attic | Attic |
| Attic Area | 858 sqft |
| Basement Area | 1,334 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,386 sqft (0.147 acres) |
| Lot Dimensions | 103 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3298 RIDGE RD |
|---|---|
| City | HIGHLAND |
| State | IN |
| Zip | 46322-2024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEWAY ADD. L.5 BL.3 |
| Legal Subdivision | RIDGEWAY ADD |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 40801 |
Source: Lake County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3298 RIDGE RD, HIGHLAND, IN 46322-2024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
| Jul 2, 2025 | Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP |
| Feb 14, 2024 | Special Warranty Deed, Transfer |
| Jan 16, 2024 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2025 · Amount on Record |
| Deed Sale | Jul 2, 2025 · Amount on Record |
| Prior Sale | Feb 14, 2024 · Amount on Record |
| Deed Document Number | 2025524269 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | May 18, 2026 |
| Property Address | 3298 RIDGE RD, HIGHLAND, IN 46322-2024 |
| Document Number | 0000520012 |
| Instrument Date | May 7, 2026 |
| Instrument | 2026520012 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3298 RIDGE RD, HIGHLAND, IN 46322-2024 |
| Investor | Possibly a Property Investor |
| Document Number | 0000520012, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 2026520012 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jul 2, 2025 |
| Property Address | 3298 RIDGE RD, HIGHLAND, IN 46322-2024 |
| Document Number | 0000024269 |
| Map Reference | MB 20 PG 24 |
| Instrument Date | Jun 27, 2025 |
| Instrument | 2025-524269 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3298 RIDGE RD, HIGHLAND, IN 46322-2024 |
| Document Number | 0000024270 |
|---|---|
| Date | Jul 2, 2025 |
| Instrument | 2025-524270 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Feb 14, 2024 |
| Property Address | 3298 RIDGE RD, HIGHLAND, IN 46322-2024 |
| Document Number | 0000004617 |
| Map Reference | MB 20 PG 24 |
| Instrument Date | Feb 1, 2024 |
| Instrument | 2024-504617 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3625 WIRTH RD, HIGHLAND, IN 46322-2219 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 16, 2024 |
| Property Address | 3298 RIDGE RD, HIGHLAND, IN 46322-2024 |
| Document Number | 0000001144 |
| Map Reference | MB 20 PG 24 |
| Instrument Date | Dec 1, 2023 |
| Instrument | 2024-001144 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 24605, WEST PALM BEACH, FL 33416-4605 |
| Investor | Possibly a Property Investor |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Highland Town |
| Unified School District | Highland School Town (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $277,000 (+7.87%) Land $35,000 Building $242,000 | $277,000 (+7.87%) Land $35,000 Building $242,000 | |
| 2024 | $6,414.00 (+51.2%) | $256,800 (+6.38%) Land $35,000 Building $221,800 | $256,800 (+6.38%) Land $35,000 Building $221,800 |
| 2023 | $241,400 (+13.81%) Land $35,000 Building $206,400 | $241,400 (+13.81%) Land $35,000 Building $206,400 | |
| 2022 | $4,242.00 | $212,100 Land $35,000 Building $177,100 | $212,100 Land $35,000 Building $177,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1994) |
| Most Recent Claim | Feb 1994 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND WATER WORKS serves 23,984 people · EPA ID IN5245021 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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