3322 Minnesota Ave, Duluth, MN 55802 Property Records

St. Louis County property record for 3322 Minnesota Ave, Duluth, MN 55802

Property Summary

Property Type	Single Family Home
Lot Size	0.091 acres (4,002 sqft)
Owner	Individual Name on Record
Last Sale	$595,000 (Jun 2024)
Tax Bill	$2,492 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010-3100-01480`

Property Details

APN / Parcel Number

Primary APN	`010-3100-01480`
Alternative APNs	`1057045` `1167114`

Interior

Stories	1 Story

Exterior

Exterior Material	Other
Lot Area	4,002 sqft (0.091 acres)

Location & Zoning

Account Number	1167114
Street Address	3322 MINNESOTA AVE
City	DULUTH
State	MN
Zip	55802-2536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 289 SERIAL #
Legal Subdivision	LOWER DULUTH LAKE AVE
Legal Lot Number	289
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1004
Census Tract	2200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3322 MINNESOTA AVE, DULUTH, MN 55802-2536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Jan 20, 2021	Deed of Trust, Mortgage · Line of Credit BELL BK
Jun 2, 2020	Deed of Trust, Mortgage BELL BK
Oct 24, 2018	Deed of Trust, Mortgage CENTRAL MN CU
Aug 23, 2018	Deed of Trust, Mortgage SARAH OVERLAND
Aug 29, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2024 · Amount on Record
Deed Sale	Jun 10, 2024 · Amount on Record
Prior Sale	Aug 29, 2018 · Amount on Record
Deed Document Number	20241080118
Prior Transfer Date	Aug 26, 1998
Prior Transfer Doc	0000699165
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3322 MINNESOTA AVE, DULUTH, MN 55802-2536
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001042319
Date	Jun 16, 2021
Instrument	1042319

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3322 MINNESOTA AVE, DULUTH, MN 55802-2536
Document Number	00T1035793
Instrument Date	Jan 20, 2021
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3322 MINNESOTA AVE DULUTH MN 558022536, DULUTH, MN 55802-2536

Mortgage

Document Number	00T1035793
Date	Jan 28, 2021
Instrument	T1035793

Lender

Name	BELL BK
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 27, 2031

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3322 MINNESOTA AVE, DULUTH, MN 55802-2536
Document Number	00T1024392
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3322 MINNESOTA AVE DULUTH MN 558022536, DULUTH, MN 55802-2536

Mortgage

Document Number	00T1024392
Date	Jun 10, 2020
Instrument	T1024392

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3322 MINNESOTA AVE, DULUTH, MN 55802-2536
Document Number	0001004894
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3322 MINNESOTA AVE DULUTH MN 558022536, DULUTH, MN 55802-2536

Mortgage

Document Number	0001004894
Date	Nov 13, 2018
Instrument	1004894

Lender

Name	CENTRAL MN CU
Address	ST JOSEPH, MN 56374

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3322 MINNESOTA AVE, DULUTH, MN 55802-2536
Document Number	00T1002761
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T1002761
Date	Sep 17, 2018
Instrument	T1002761

Lender

Name	SARAH OVERLAND

Agreement

Amount	Amount Recorded

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 29, 2018
Property Address	3322 MINNESOTA AVE, DULUTH, MN 55802-2536
Document Number	00A1002065
Instrument Date	Aug 21, 2018
Instrument	A1002065
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$815.10
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3322 MINNESOTA AVE DULUTH MN 558022536, DULUTH, MN 55802-2536

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,492.00 (-15.58%)
2025	$2,952.00 (+69.27%) Homeowner's exemption	$169,500 (-21.64%) Land $142,100 Building $27,400	$169,500 (-21.64%) Land $142,100 Building $27,400
2024	$1,744.00	$216,300 (+106.79%) Land $216,300	$216,300 (+106.79%) Land $216,300
2022		$104,600 Land $104,600	$104,600 Land $104,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1986–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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