3324 Grande Heron Dr, Saint Cloud, FL 34773 Property Records

Osceola County property record for 3324 Grande Heron Dr, Saint Cloud, FL 34773

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,294 sqft · built 2015
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$307,000 (Sep 2015)
Tax Bill	$7,917 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-26-32-3293-0001-0150`

Property Details

APN / Parcel Number

Primary APN	`30-26-32-3293-0001-0150`
Alternative APN	`263230329300010150`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,294 sqft Living Area
Gross Area	4,308 sqft
1st Floor Area	1,407 sqft
Upper Floors Area	1,887 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	669 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	345 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	3324 GRANDE HERON DR
City	SAINT CLOUD
State	FL
Zip	34773-0002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY NBHD H-1 PB 23 PG 22-27 LOT 15
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY NBHD H-1
Legal Tract	3293
Legal Block	150
Legal Lot Number	15
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3324 GRANDE HERON DR, SAINT CLOUD, FL 34773-0002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 8, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 3, 2018	Loan Modification, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2015 · Amount on Record
Deed Sale	Sep 15, 2015 · Amount on Record
Deed Document Number	2015136270
Deed Book / Page	4841 / 691
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3324 GRANDE HERON DR, SAINT CLOUD, FL 34773-0002
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3324 GRANDE HERON DR, HARMONY, FL 34773-0002

Mortgage

Document Number	0068031368
Date	Jun 11, 2025
Book Page	6803/1368
Instrument	2025074169

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Oct 1, 2051

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3324 GRANDE HERON DR, SAINT CLOUD, FL 34773-0002
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3324 GRANDE HERON DR, HARMONY, FL 34773-0002

Mortgage

Document Number	0064710590
Date	Sep 8, 2023
Book Page	6471/590
Instrument	2023118552

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Oct 1, 2051

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	3324 GRANDE HERON DR, HARMONY, FL 34773-0002
Document Number	0053782019
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3324 GRANDE HERON DR HARMONY FL 347730002, HARMONY, FL 34773-0002

Mortgage

Document Number	0053782019
Date	Aug 3, 2018
Book Page	005378/002019
Instrument	118532

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2048

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,917.00 (+5.53%) Homeowner's exemption	$310,120 (+5.99%)	$444,100 (+0.98%) Land $65,000 Building $379,100
2023	$7,502.00 (+5.56%) Homeowner's exemption	$292,602 (+3%)	$439,800 (+13.47%) Land $65,000 Building $374,800
2022	$7,107.00 Homeowner's exemption	$284,080	$387,600 Land $60,000 Building $327,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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