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3320 Grande Heron Dr, Saint Cloud, FL 34773 Property Records

Osceola County property record for 3320 Grande Heron Dr, Saint Cloud, FL 34773 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,465 sqft · built 2015
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$399,000 (Jul 2026)
Tax Bill$6,515 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN30-26-32-3293-0001-0130

Property Details

APN / Parcel Number

Primary APN30-26-32-3293-0001-0130
Alternative APN
  • 263230329300010130

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,465 sqft Living Area
Gross Area3,072 sqft
1st Floor Area1,355 sqft
Upper Floors Area1,110 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleConventional
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area433 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area174 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address3320 GRANDE HERON DR
CitySAINT CLOUD
StateFL
Zip34773-0002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY NBHD H-1 PB 23 PG 22-27 LOT 13
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionHARMONY NBHD H-1
Legal Tract3293
Legal Block130
Legal Lot Number13
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records · APN 30-26-32-3293-0001-0130

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3320 GRANDE HERON DR, SAINT CLOUD, FL 34773-0002
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2026Warranty Deed, Transfer · FHA Mortgage
CORNERSTONE MORTGAGE INC
Sep 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 2026 · Amount on Record
Deed SaleJul 01, 2026 · Amount on Record
Prior SaleDec 23, 2014 · Amount on Record
Deed Document Number202686776
Deed Book / Page6997 / 1960
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 01, 2026
Property Address3320 GRANDE HERON DR, SAINT CLOUD, FL 34773-0002
Document Number0000086776
Book / Page6997 / 1960
Instrument DateJun 25, 2026
Instrument202686776
Transaction TypeTransfer
Record UpdatedJul 13, 2026
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$282,093.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3320 GRANDE HERON DR, SAINT CLOUD, FL 34773-0002

Mortgage

Document Number0000086777,
DateJul 01, 2026
Instrument202686777
Lender
NameCORNERSTONE MORTGAGE INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.51%
Max Rate-1%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3320 GRANDE HERON DR, HARMONY, FL 34773-0002
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3320 GRANDE HERON DR, HARMONY, FL 34773-0002

Mortgage

Document Number0057912715
DateSep 11, 2020
Book Page5791/2715
Instrument2020121474
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,515.00 (+5.78%) Homeowner's exemption$258,199 (+5.99%)$359,600 (-1.64%) Land $65,000 Building $294,600
2023$6,159.00 (+5.64%) Homeowner's exemption$243,615 (+3%)$365,600 (+13.22%) Land $65,000 Building $300,600
2022$5,830.00 Homeowner's exemption$236,520$322,900 Land $60,000 Building $262,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 64 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force
60 of 64 on primary residences

Wildfire

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire LikelihoodAbout 1 in 251 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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