Osceola County property record for 3324 Cordgrass Pl, Saint Cloud, FL 34773
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,294 sqft · built 2016 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $306,500 (Jan 2017) |
| Tax Bill | $4,218 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 302632329500010160 |
| Primary APN | 302632329500010160 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,294 sqft Heated Area |
| Gross Area | 4,308 sqft |
| 1st Floor Area | 1,407 sqft |
| Upper Floors Area | 1,887 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Finished |
| Garage Area | 669 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 345 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3324 CORDGRASS PL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-6012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARMONY NEIGHBORHOOD H-2 PB 24 PG 36-39 LOT 16 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | HARMONY |
| Legal Tract | 3295 |
| Legal Lot Number | 16 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 2 |
| Census Block | 2096 |
| Census Tract | 43801 |
Source: Osceola County assessment roll, APN 302632329500010160, as of July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3324 CORDGRASS PL, SAINT CLOUD, FL 34773-6012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 30, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 03, 2017 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage UNIVERSAL AMERICAN MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 03, 2017 · Amount on Record |
| Deed Sale | Jan 03, 2017 · Amount on Record |
| Prior Sale | Aug 14, 2015 · Amount on Record |
| Deed Document Number | 2017000576 |
| Deed Book / Page | 5079 / 0526 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3324 CORDGRASS PL, SAINT CLOUD, FL 34773-6012 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3324 CORDGRASS PL, SAINT CLOUD, FL 34773-6012 |
| Document Number | 0059361493 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 5936/1493 |
| Instrument | 2021057254 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | May 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3324 CORDGRASS PL, SAINT CLOUD, FL 34773-6012 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0057650001 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 5765/1 |
| Instrument | 2020099690 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 319 Months |
| Due | Feb 01, 2047 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 03, 2017 |
| Property Address | 3324 CORDGRASS PL, SAINT CLOUD, FL 34773-6012 |
| Document Number | 0050790526 |
| Book / Page | 5079 / 0526 |
| Map Reference | MB24 PG36 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 2017000576 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,145.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088 |
| Name | Verified Name |
|---|---|
| Address | 3324 CORDGRASS PL, HARMONY, FL 34773-6012 |
| Document Number | 0050790530 |
|---|---|
| Date | Jan 03, 2017 |
| Instrument | 5079/0530 |
| Name | UNIVERSAL AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
Source: Osceola County assessment roll as of July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,218.00 (+5.32%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $312,836 (+5.99%) | $445,100 (+0.98%) Land $65,000 Building $380,100 |
| 2023 | $4,005.00 (+7.6%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $295,166 (+3%) | $440,800 (+13.49%) Land $65,000 Building $375,800 |
| 2022 | $3,722.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $286,569 | $388,400 Land $60,000 Building $328,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 64 in force |
| Wildfire Risk | Moderate above 67% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 209 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Lumen Technologies.
Source: EPA Safe Drinking Water Information System, water system FL3490751, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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