3304 Cordgrass Pl, Saint Cloud, FL 34773 Property Records

Osceola County property record for 3304 Cordgrass Pl, Saint Cloud, FL 34773 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,076 sqft · built 2016
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Aug 2024)
Tax Bill	$7,369 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`302632329500010210`

Property Details

APN / Parcel Number

Primary APN	`302632329500010210`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,076 sqft Heated Area
Gross Area	2,810 sqft
1st Floor Area	2,076 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3304 CORDGRASS PL
City	SAINT CLOUD
State	FL
Zip	34773-6012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOOD H-2 PB 24 PG 36-39 LOT 21
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY
Legal Tract	3295
Legal Lot Number	21
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2096
Census Tract	43801

Owner

Source: Osceola County records · APN 302632329500010210

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3304 CORDGRASS PL, SAINT CLOUD, FL 34773-6012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 06, 2025	Deed of Trust, Mortgage · FHA Mortgage JPMORGAN CHASE BANK NA
Aug 19, 2024	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC
Apr 08, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU
May 21, 2018	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2024 · Amount on Record
Deed Sale	Aug 19, 2024 · Amount on Record
Prior Sale	Apr 08, 2019 · Amount on Record
Deed Document Number	2024107096
Deed Book / Page	6651 / 935
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3304 CORDGRASS PL, SAINT CLOUD, FL 34773-6012
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 CORDGRASS PL, SAINT CLOUD, FL 34773-6012

Mortgage

Document Number	0068591053
Date	Oct 06, 2025
Book Page	6859/1053
Instrument	2025122897

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2055

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 19, 2024
Property Address	3304 CORDGRASS PL, SAINT CLOUD, FL 34773-6012
Document Number	0066510935
Book / Page	6651 / 935
Map Reference	MB 24 PG 36-39
Instrument Date	Aug 16, 2024
Instrument	2024107096
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 POLK CT, NEWPORT, RI 02840-3716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 CORDGRASS PL, SAINT CLOUD, FL 34773-6012

Mortgage

Document Number	2024107097
Date	Aug 19, 2024
Instrument	2024107097

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2054

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 08, 2019
Property Address	3304 CORDGRASS PL, SAINT CLOUD, FL 34773-6012
Document Number	0055041021
Book / Page	005504 / 001021
Instrument Date	Apr 05, 2019
Instrument	44049
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	NONA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3304 CORDGRASS PL HARMONY FL 347736012, HARMONY, FL 34773-6012

Mortgage

Document Number	55041023
Date	Apr 08, 2019
Book Page	005504/001023
Instrument	44050

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 07, 2049

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	3304 CORDGRASS PL, SAINT CLOUD, FL 34773-6012
Document Number	0053580412
Instrument Date	May 21, 2018
Transaction Type	Mortgage
Record Updated	Jul 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 CORDGRASS PL ST CLOUD FL 347736012, ST CLOUD, FL 34773-6012

Mortgage

Document Number	0053580412
Date	Jun 28, 2018
Book Page	005358/000412
Instrument	99401

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,369.00 (+8.42%) Homeowner's exemption	$268,313 (+11.75%)	$330,300 (-1.64%) Land $65,000 Building $265,300
2023	$6,797.00 (+5.89%) Homeowner's exemption	$240,106 (+3%)	$335,800 (+13.14%) Land $65,000 Building $270,800
2022	$6,419.00 Homeowner's exemption	$233,113	$296,800 Land $60,000 Building $236,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 64 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	About 1 in 337 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 209 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Cordgrass Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures