3323 Seven Oaks Ter, Midlothian, VA 23112 Property Records

Chesterfield County property record for 3323 Seven Oaks Ter, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,234 sqft · built 1981
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$169,500 (Jun 2002)
Tax Bill	$3,530 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`726-68-54-78-100-000`

Property Details

APN / Parcel Number

Primary APN	`726-68-54-78-100-000`
Alternative APNs	`047070300000021` `281946001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,234 sqft Finished Area
1st Floor Area	98 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Traditional
Exterior Material	Wood Shingle
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
View / Lot	Cul-de-sac
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	374 sqft
Deck Area	332 sqft
Patio Area	332 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	281946001
Street Address	3323 SEVEN OAKS TER
City	MIDLOTHIAN
State	VA
Zip	23112-4266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	SEVEN OAKS L 21
Legal Subdivision	SEVEN OAKS
Legal Lot Number	21
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	2
Census Block	2000
Census Tract	100912

Owner

3323 Seven Oaks Ter is owned and occupied by an individual who bought it in June 2002.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3323 SEVEN OAKS TER, MIDLOTHIAN, VA 23112-4266
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Mar 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2002 · Amount on File
Deed Sale	Jun 4, 2002 · Amount on File
Prior Sale	Mar 31, 1997
Deed Book / Page	4552 / 546
Transfer Doc	3023000434
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3323 SEVEN OAKS TER, MIDLOTHIAN, VA 23112-4266
Document Number	130721
Instrument Date	Nov 7, 2020
Transaction Type	Mortgage
Record Updated	Nov 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3323 SEVEN OAKS TER MIDLOTHIAN VA 231124266, MIDLOTHIAN, VA 23112-4266

Mortgage

Document Number	130721
Date	Nov 13, 2020
Book Page	013072/000001
Instrument	62332

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2050

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3323 SEVEN OAKS TER, MIDLOTHIAN, VA 23112-4266
Document Number	12260565
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3323 SEVEN OAKS TER MIDLOTHIAN VA 231124266, MIDLOTHIAN, VA 23112-4266

Mortgage

Document Number	12260565
Date	Mar 29, 2019
Book Page	012260/000565
Instrument	10616

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3323 Seven Oaks Ter was $3,530.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,530.00	$393,900 (+4.59%) Land $80,000 Building $313,900	$393,900 (+4.59%) Land $80,000 Building $313,900
2025		$376,600 Land $78,000 Building $298,600	$376,600 Land $78,000 Building $298,600
2023	$3,244.00	$353,800 Land $72,000 Building $281,800	$353,800 Land $72,000 Building $281,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3323 Seven Oaks Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3323 Seven Oaks Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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