3319 Seven Oaks Ter, Midlothian, VA 23112 Property Records

Chesterfield County property record for 3319 Seven Oaks Ter, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,240 sqft · built 1979
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Nov 2025)
Tax Bill	$3,818 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`726-68-53-07-500-000`

Property Details

APN / Parcel Number

Primary APN	`726-68-53-07-500-000`
Alternative APNs	`047070300000019` `412883001` `456245000` `497489000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,240 sqft Finished Area
1st Floor Area	340 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
View / Lot	Cul-de-sac
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	224 sqft
Deck Area	136 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	497489000
Street Address	3319 SEVEN OAKS TER
City	MIDLOTHIAN
State	VA
Zip	23112-4266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	SEVEN OAKS L 19
Legal Subdivision	SEVEN OAKS
Legal Lot Number	19
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	2
Census Block	2000
Census Tract	100912

Owner

3319 Seven Oaks Ter is owned and occupied by two individuals who bought it in November 2025.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3319 SEVEN OAKS TER, MIDLOTHIAN, VA 23112-4266
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Warranty Deed, Transfer · ARM VIRGINIA CREDIT UNION INC
Jun 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PLANET HOME LENDING LLC
Apr 6, 2020	Warranty Deed, Transfer · FHA Mortgage C&F MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on File
Deed Sale	Nov 14, 2025 · Amount on File
Prior Sale	Dec 20, 2022 · Amount on File
Deed Document Number	202539230
Deed Book / Page	15067 / 519
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Dec 20, 2022
Property Address	3319 SEVEN OAKS TER, MIDLOTHIAN, VA 23112-4266
Document Number	014162-646
Book / Page	14162 / 646
Instrument Date	Dec 15, 2022
Instrument	2022051078
Transaction Type	Transfer
Record Updated	Jan 4, 2023
Title Company	APPOMATTOX TITLE COMPANY INC, APPOMATTOX TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3319 SEVEN OAKS TER, MIDLOTHIAN, VA 23112-4266

Mortgage

Document Number	2022051079
Date	Dec 20, 2022
Instrument	2022051079

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Margin	3

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3319 SEVEN OAKS TER, MIDLOTHIAN, VA 23112-4266
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013475-628
Date	Jun 17, 2021
Book Page	13475/628
Instrument	2021039523

Lender

Name	PLANET HOME LENDING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 6, 2020
Property Address	3319 SEVEN OAKS TER, MIDLOTHIAN, VA 23112-4266
Document Number	12692845
Book / Page	012692 / 000845
Instrument Date	Mar 16, 2020
Instrument	15132
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3319 SEVEN OAKS TER MIDLOTHIAN VA 231124266, MIDLOTHIAN, VA 23112-4266

Mortgage

Document Number	12692849
Date	Apr 6, 2020
Book Page	012692/000849
Instrument	15133

Lender

Name	C&F MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3319 Seven Oaks Ter was $3,818, up 4.6% from the year before.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,818.00 (+4.63%)	$426,200 (+4.64%) Land $80,000 Building $346,200	$426,200 (+4.64%) Land $80,000 Building $346,200
2025	$3,649.00	$407,300 Land $78,000 Building $329,300	$407,300 Land $78,000 Building $329,300
2023	$3,469.00	$378,500 Land $72,000 Building $306,500	$378,500 Land $72,000 Building $306,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3319 Seven Oaks Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3319 Seven Oaks Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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