2956 Hwy 178, Jay, FL 32565 Property Records

Santa Rosa County property record for 2956 Hwy 178, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,148 sqft · built 1940
Lot Size6.63 acres (288,803 sqft)
OwnerIndividual Name on File
Last Sale$153,000 (Oct 2000)
Tax Bill$1,614 (2025)
Flood ZoneZone X (minimal risk)
APN24-4N-30-0000-01701-0000

Property Details

APN / Parcel Number

Primary APN24-4N-30-0000-01701-0000
Alternative APN
  • N304240000017010000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,148 sqft Living Area
Gross Area3,660 sqft
1st Floor Area3,148 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1970
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area288,803 sqft (6.63 acres)

Exterior Amenities

PorchSlab
Porch Area512 sqft
Shed1 Shed
Shed Area1 sqft
Stable1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2956 HIGHWAY 178
CityJAY
StateFL
Zip32565-2918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionCOM SE COR TH N 90*W 360.20 FT TO POB TH CONT 383.80 FT TH N01*2638W 744 FT TH S 90* E 393.19 FT TH S 0*4315E 743.82 FT TO POB BEING PARCEL A AS DES IN OR 1857 PG 218
Legal Range30W
Legal Township4N
Legal Section24
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group3
Census Block3027
Census Tract10200

Owner

2956 Hwy 178 is owned and occupied by an individual who bought it in October 2000.

Source: Santa Rosa County records, as of April 28, 2026

Owner of RecordIndividual Name on File
Mailing Address2956 HIGHWAY 178, JAY, FL 32565-2918
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2000 · Amount on File
Deed SaleOct 18, 2000 · Amount on File
Deed Book / Page1857 / 218
Prior Transfer DateOct 30, 1997
Prior Transfer Doc1664001125
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2956 Hwy 178 was $1,614 with a homeowner's exemption, up 6.3% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,614.00 (+6.25%) Homeowner's exemption$161,815 (+2.9%)$287,465 (+3.43%) Land $90,168 Building $197,297
2024$1,519.00 (+2.08%) Homeowner's exemption$157,255 (+3%)$277,926 (+0.93%) Land $84,864 Building $193,062
2023$1,488.00 (+2.55%) Homeowner's exemption$152,675 (+3%)$275,366 (+0.39%) Land $84,864 Building $190,502
2022$1,451.00 Homeowner's exemption$148,228$274,286 Land $84,864 Building $189,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2956 Hwy 178 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2956 Hwy 178 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOORE CREEK MOUNT CARMEL UTILITIES
serves 4,875 people · EPA ID FL1570479
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000

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