3322 Pine Ridge Dr, Overgaard, AZ 85933 Property Records

Navajo County property record for 3322 Pine Ridge Dr, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	2,030 sqft · built 1993
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$295,500 (Jul 2021)
Tax Bill	$2,096 (2025)
Deeds & Mortgages	May 2022 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206-12-090`

Property Details

APN / Parcel Number

Primary APN	`206-12-090`

Interior

Stories	1 Story
Building Area	2,030 sqft Living Area
Gross Area	2,338 sqft
1st Floor Area	1,380 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	308 sqft
Deck Area	Deck Area
Patio Area	856 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3322 PINE RIDGE DR
City	OVERGAARD
State	AZ
Zip	85933-5309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	TIMBERLAKE PINES PINEWOODS UNIT #2 LOT 130
Legal Range	17E
Legal Township	12N
Legal Section	19
Legal Subdivision	TIMBERLAKE PINES PINEWOODS UNIT #2
Legal Lot Number	130
Legal Unit	2
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2002
Census Tract	964201

Owner

Source: Navajo County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 13442, SCOTTSDALE, AZ 85267-3442
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Jul 14, 2021	Special Warranty Deed, Transfer · Stand-Alone First Mortgage CAPITAL FUND I LLC
Dec 11, 2017	Trustee's Deed, Foreclosure PREMIUM TITLE TSG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Prior Sale	Dec 11, 2017
Deed Document Number	202115657
Prior Transfer Date	Jul 10, 2010
Prior Transfer Doc	0000012277
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	3322 PINE RIDGE DR, OVERGAARD, AZ 85933-5309
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30208 N 152ND ST, SCOTTSDALE, AZ 85262-6985

Mortgage

Document Number	0000009025
Date	May 4, 2022
Instrument	2022-09025

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Index	1-Month LIBOR

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jul 14, 2021
Property Address	3322 PINE RIDGE DR, OVERGAARD, AZ 85933-5309
Document Number	0000015657
Map Reference	MB 10 PG 6
Instrument Date	Jul 1, 2021
Instrument	2021-15657
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 MORTGAGE WAY, 1, MOUNT LAUREL, NJ 08054-4637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 13442, SCOTTSDALE, AZ 85267-3442

Mortgage

Document Number	0000015658
Date	Jul 14, 2021
Instrument	2021-15658

Lender

Name	CAPITAL FUND I LLC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	NAVAJO AZ
Recording Date	Dec 11, 2017
Property Address	3322 PINE RIDGE DR, OVERGAARD, AZ 85933-5309
Document Number	0000019054
Instrument Date	Dec 5, 2017
Instrument	19054
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018
Title Company	PREMIUM TITLE TSG

Transaction

Amount	Amount Recorded
Tax	$154.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$364,140 (-2.34%) Land $23,535 Building $340,605
2026			$372,859 (+9.77%) Land $25,795 Building $347,064
2025	$2,096.00 (+1.6%)	$33,969 Land $2,348 Building $31,621	$339,688 Land $23,481 Building $316,207
2024	$2,063.00 (+2.59%)
2023	$2,011.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Arizona
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: Conexon Connect, Sparklight, Verizon.

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