3304 Pine Ridge Dr, Overgaard, AZ 85933 Property Records

Navajo County property record for 3304 Pine Ridge Dr, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,130 sqft · built 1981
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Oct 2023)
Tax Bill	$1,364 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`206-12-087`

Property Details

APN / Parcel Number

Primary APN	`206-12-087`

Interior

Stories	1 Story
Building Area	1,130 sqft Living Area
Gross Area	1,418 sqft
1st Floor Area	1,130 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	288 sqft
Porch	Open Slab
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	3304 PINE RIDGE DR
City	OVERGAARD
State	AZ
Zip	85933-5309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	TIMBERLAKE PINES PINEWOODS UNIT #2 LOT 127
Legal Range	17E
Legal Township	12N
Legal Section	19
Legal Subdivision	TIMBERLAKE PINES PINEWOODS UNIT #2
Legal Lot Number	127
Legal Unit	2
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2002
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3304 PINE RIDGE DR, OVERGAARD, AZ 85933-5309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
May 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	Mar 21, 2008 · Amount on Record
Deed Document Number	202314005
Prior Transfer Date	Sep 19, 2005
Prior Transfer Doc	0000030850
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Oct 6, 2023
Property Address	3304 PINE RIDGE DR, OVERGAARD, AZ 85933-5309
Document Number	0000014005
Map Reference	MB 10 PG 6
Instrument Date	Oct 3, 2023
Instrument	2023-14005
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	EMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3304 PINE RIDGE DR, OVERGAARD, AZ 85933-5309

Mortgage

Document Number	0000014006
Date	Oct 6, 2023
Instrument	2023-14006

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	May 26, 2020
Property Address	3304 PINE RIDGE DR, OVERGAARD, AZ 85933-5309
Document Number	0000008207
Instrument Date	May 19, 2020
Instrument	8207
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3348 E REDFIELD RD GILBERT AZ 852345253, GILBERT, AZ 85234-5253

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$274,088 (-2.33%) Land $23,535 Building $250,553
2026			$280,621 (+9.51%) Land $25,795 Building $254,826
2025	$1,364.00 (+4.44%)	$25,626 (-3.73%) Land $2,348 Building $23,278	$256,261 (-3.73%) Land $23,481 Building $232,780
2024		$26,620 Land $2,030 Building $24,590	$266,203 Land $20,299 Building $245,904
2023	$1,306.00 (+5.49%)
2022	$1,238.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Arizona
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: Conexon Connect, Sparklight, Verizon.

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