3322 Bowdoin St, Des Moines, IA 50313 Property Records

Polk County property record for 3322 Bowdoin St, Des Moines, IA 50313

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 940 sqft · built 1912
Lot Size	0.153 acres (6,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$43,000 (Jun 2001)
Tax Bill	$1,586 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`070/00387-000-000`

Property Details

APN / Parcel Number

Primary APN	`070/00387-000-000`
Alternative APN	`792426177014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	940 sqft Living Area
Gross Area	1,313 sqft
1st Floor Area	940 sqft
Basement Area	303 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,650 sqft (0.153 acres)
Lot Dimensions	133 ft deep x 50 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	140 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3322 BOWDOIN ST
City	DES MOINES
State	IA
Zip	50313-4617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 18 AUBURN HEIGHTS PLT 1
Legal Subdivision	AUBURN HEIGHTS PLAT 1
Legal Block	18
Legal Lot Number	1
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	3
Census Block	3006
Census Tract	500

Owner

Source: Polk County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3322 BOWDOIN ST, DES MOINES, IA 50313-4617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jan 30, 2026	Intrafamily Transfer, Transfer
Jun 24, 2020	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Aug 17, 2019	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Nov 24, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2001 · Amount on Record
Deed Sale	Jun 8, 2001 · Amount on Record
Deed Document Number	200194147
Deed Book / Page	8855 / 59
Last Transfer Date	Jan 29, 2026
Transfer Doc	0000005280
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Sep 1, 2026
Property Address	3322 BOWDOIN ST, DES MOINES, IA 50313-4617
Document Number	0000054203
Book / Page	20644 / 1
Instrument Date	Aug 24, 2026
Instrument	202654203
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3322 BOWDOIN ST, DES MOINES, IA 50313-4617

Mortgage

Document Number	0000054203,
Date	Sep 1, 2026
Book Page	20644/1
Instrument	202654203

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2056

Interest

Max Rate	-1%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Jan 30, 2026
Property Address	3322 BOWDOIN ST, DES MOINES, IA 50313-4617
Document Number	0000005280
Book / Page	20405 / 955
Instrument Date	Jan 29, 2026
Instrument	2026-00005280
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3322 BOWDOIN ST, DES MOINES, IA 50313-4617

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3322 BOWDOIN ST, DES MOINES, IA 50313-4617
Document Number	0000114674
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3322 BOWDOIN ST DES MOINES IA 503134617, DES MOINES, IA 50313-4617

Mortgage

Document Number	0000114674
Date	Jun 30, 2020
Book Page	017920/000237
Instrument	114674

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3322 BOWDOIN ST, DES MOINES, IA 50313-4617
Document Number	0000017491
Instrument Date	Aug 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3322 BOWDOIN ST DES MOINES IA 503134617, DES MOINES, IA 50313-4617

Mortgage

Document Number	0000017491
Date	Aug 26, 2019
Book Page	017465/000134
Instrument	17491

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3322 BOWDOIN ST, DES MOINES, IA 50313-4617
Document Number	0000042361
Instrument Date	Nov 24, 2018
Transaction Type	Mortgage
Record Updated	Dec 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3322 BOWDOIN ST DES MOINES IA 503134617, DES MOINES, IA 50313-4617

Mortgage

Document Number	0000042361
Date	Nov 30, 2018
Book Page	017163/000878
Instrument	42361

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,586.00 (-5.48%) Homeowner's exemption Veteran's exemption	$128,200 (+15.08%) Land $29,700 Building $98,500	$128,200 (+15.08%) Land $29,700 Building $98,500
2024	$1,678.00 (+3.84%)
2023		$111,400 Land $25,700 Building $85,700	$111,400 Land $25,700 Building $85,700
2020	$1,616.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: CenturyLink.

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