3316 Bowdoin St, Des Moines, IA 50313 Property Records

Polk County property record for 3316 Bowdoin St, Des Moines, IA 50313

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,110 sqft · built 1909
Lot Size	0.153 acres (6,650 sqft)
Owner	Individual Name on Record
Last Sale	$113,000 (Feb 2024)
Tax Bill	$2,532 (2024)
Deeds & Mortgages	Feb 2024 Sale Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070/00388-000-000`

Property Details

APN / Parcel Number

Primary APN	`070/00388-000-000`
Alternative APN	`792426177015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area
Gross Area	1,672 sqft
1st Floor Area	760 sqft
Basement Area	760 sqft
Finished Basement	350 sqft
Unfinished Basement	410 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 2015
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,650 sqft (0.153 acres)
Lot Dimensions	133 ft deep x 50 ft wide
Garage Area	192 sqft
Porch	Enclosed Porch
Porch Area	152 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3316 BOWDOIN ST
City	DES MOINES
State	IA
Zip	50313-4617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 18 AUBURN HEIGHTS PLT 1
Legal Subdivision	AUBURN HEIGHTS PLAT 1
Legal Block	18
Legal Lot Number	2
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	3
Census Block	3006
Census Tract	500

Owner

Source: Polk County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5027 153RD ST, URBANDALE, IA 50323-1226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Quit Claim Deed, Transfer Quitclaim
Feb 5, 2024	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL PLUS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2024 · Amount on Record
Deed Sale	Feb 5, 2024 · Amount on Record
Prior Sale	May 25, 2016 · Amount on Record
Deed Document Number	20245441
Deed Book / Page	19712 / 504
Prior Transfer Date	May 1, 1997
Prior Transfer Doc	0000078917
Record Updated	Oct 29, 2026

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Feb 12, 2024
Property Address	3316 BOWDOIN ST, DES MOINES, IA 50313-4617
Document Number	0000006435
Book / Page	19716 / 382
Instrument Date	Feb 7, 2024
Instrument	2024-00006435
Transaction Type	Transfer
Record Updated	Mar 7, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5027 153RD ST, URBANDALE, IA 50323-1226

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Feb 5, 2024
Property Address	3316 BOWDOIN ST, DES MOINES, IA 50313-4617
Document Number	0000005441
Book / Page	19712 / 504
Instrument Date	Jan 19, 2024
Instrument	2024-00005441
Transaction Type	Transfer
Record Updated	Mar 7, 2024

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5027 153RD ST, URBANDALE, IA 50323-1226

Mortgage

Document Number	0000005442
Date	Feb 5, 2024
Instrument	2024-00005442

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

Interest

Rate	6.37%
Change Frequency	Annually
Min Rate At Change	6.75%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	12.3%

Mortgage

Document Number	0000005442
Date	Feb 5, 2024
Book Page	19712/506
Instrument	2024-00005442

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	1831 25TH ST, WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

Interest

Rate	6.37%
Type Change Date	Mar 1, 2034
Change Frequency	Annually
Min Rate At Change	6.75%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	12.3%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$159,200 (+14.37%) Land $29,700 Building $129,500	$159,200 (+14.37%) Land $29,700 Building $129,500
2024	$2,532.00 (+11.35%)
2023		$139,200 Land $25,700 Building $113,500	$139,200 Land $25,700 Building $113,500
2020	$2,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: CenturyLink.

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