3321 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3321 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,568 sqft · built 1986
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Apr 2024)
Tax Bill	$3,719 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2023 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-13-8600`

Property Details

APN / Parcel Number

Primary APN	`8402-01-13-8600`
Alternative APNs	`34180201138600` `02183401138600` `4862439.0` `4862439`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1989
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	336 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Slab
Patio Area	673 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4862439
Street Address	3321 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-6519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2-18-34 LOTS 13860 & 13861 EXC E 25 FT BLK 444 FLORIDA SHORES NO 23 MB 19 PG 243 PER OR 5053 PG 0368 PER OR 5815 PG 2803 PER OR 5815 PGS 2804-2805 PER OR 6527 PG 0547 PER OR 6622 PG 0751 PER OR 7345 PG 2350 PER UNREC D/C PER OR 8486 PG 1418 PER OR 85
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	444
Legal Lot Number	13861
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1066
Census Tract	83007

Owner

3321 Umbrella Tree Dr is owned and occupied by two individuals who bought it in April 2024.

Source: Volusia County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3321 UMBRELLA TREE DR, EDGEWATER, FL 32141-6519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Nov 20, 2023	Trustee's Deed, Foreclosure Foreclosure Auction
Oct 12, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 5, 2017	Warranty Deed, Transfer · FHA Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2024 · Amount on File
Deed Sale	Apr 18, 2024 · Amount on File
Prior Sale	Nov 20, 2023 · Amount on File
Deed Document Number	202475161
Deed Book / Page	8545 / 648
Prior Transfer Date	Oct 18, 2010
Prior Transfer Doc	0065270547
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3321 UMBRELLA TREE DR, EDGEWATER, FL 32141-6519
Transaction Type	Mortgage
Record Updated	May 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3056 LUKAS LN, EDGEWATER, FL 32132-2805

Mortgage

Document Number	0085450649
Date	Apr 18, 2024
Book Page	8545/649
Instrument	2024075162

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	N25W23255 PAUL RD, PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

November 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	VOLUSIA FL
Recording Date	Nov 20, 2023
Property Address	3321 UMBRELLA TREE DR, EDGEWATER, FL 32141-6519
Document Number	0084861418
Book / Page	8486 / 1418
Map Reference	MB 19 PG 243
Instrument Date	Nov 20, 2023
Instrument	2023236414
Transaction Type	Foreclosure
Record Updated	Dec 7, 2023

Transaction

Amount	Amount on Record
Tax	$1,471.40
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2612 WINNEMISSETT OAKS DR, DELAND, FL 32724-4863

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3321 UMBRELLA TREE DR, EDGEWATER, FL 32141-6519
Document Number	0076133790
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3321 UMBRELLA TREE DR EDGEWATER FL 321416519, EDGEWATER, FL 32141-6519

Mortgage

Document Number	0076133790
Date	Oct 23, 2018
Book Page	007613/003790
Instrument	214407

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2048

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jan 5, 2017
Property Address	3321 UMBRELLA TREE DR, EDGEWATER, FL 32141-6519
Document Number	0073452350
Book / Page	7345 / 2350
Map Reference	MB19 PG243
Instrument Date	Dec 19, 2016
Instrument	2017-001812
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	FIDELITY NATL TITLE OF FLORI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2726 BRITTANY TRCE, 2726, MURFREESBORO, TN 37127-6682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3321 UMBRELLA TREE DR, EDGEWATER, FL 32141-6519

Mortgage

Document Number	2017001813
Date	Jan 5, 2017
Instrument	2017-001813

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3321 Umbrella Tree Dr was $3,719 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,433 (-6.14%) Land $49,680 Building $181,753	$231,433 (-6.14%) Land $49,680 Building $181,753
2025	$3,719.00 Homeowner's exemption	$246,561 Land $49,680 Building $196,881	$246,561 Land $49,680 Building $196,881
2023	$3,997.00 (+10.02%)	$235,412 (+15.27%) Land $31,280 Building $204,132	$235,412 (+15.27%) Land $31,280 Building $204,132
2022	$3,633.00	$204,231 Land $27,232 Building $176,999	$204,231 Land $27,232 Building $176,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3321 Umbrella Tree Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3321 Umbrella Tree Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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