3321 Smithville Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 3321 Smithville Dr, Dunkirk, MD 20754 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,288 sqft · built 1986
Lot Size1.07 acres (46,609 sqft)
Owner2 Individual Names on File
Last Sale$840,000 (Jun 2026)
Tax Bill$6,084 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-112446

Property Details

APN / Parcel Number

Primary APN03-112446
Alternative APNs
  • 3112446
  • 112446

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,288 sqft Total Area
Basement Area972 sqft
Finished Basement972 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area46,609 sqft (1.07 acres)
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area544 sqft
PorchPorch
Porch Area408 sqft
Deck Area238 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number112446
Street Address3321 SMITHVILLE DR
CityDUNKIRK
StateMD
Zip20754-9661
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 4 PLAT 1 SMITH'S PURCHASE
Legal SubdivisionSMITHS PURCHASE
Legal Lot Number4
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group3
Census Block3009
Census Tract860103

Owner

Source: Calvert County records · APN 03-112446

Assessment roll updated July 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3321 SMITHVILLE DR, DUNKIRK, MD 20754-9661
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Jun 09, 2026Warranty Deed, Transfer · VA Mortgage
GUILD MORTGAGE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 09, 2026 · Amount on Record
Deed SaleJun 09, 2026 · Amount on Record
Prior SaleMar 04, 2003 · Amount on Record
Deed Document Number2026
Deed Book / Page6915 / 297
Prior Transfer DateAug 17, 2010
Prior Transfer Doc0035560297
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address3321 SMITHVILLE DR, DUNKIRK, MD 20754-9661
Transaction TypeMortgage
Record UpdatedJun 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3321 SMITHVILLE DR, DUNKIRK, MD 20754-9661

Mortgage

Document Number0060490204
DateAug 12, 2021
Book Page6049/204
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALVERT MD
Recording DateJun 09, 2026
Property Address3321 SMITHVILLE DR, DUNKIRK, MD 20754-9661
Document Number6915000297
Book / Page6915 / 297
Instrument DateMay 29, 2026
Transaction TypeTransfer
Record UpdatedJun 17, 2026
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$848,400.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3321 SMITHVILLE DR, DUNKIRK, MD 20754-9661
InvestorPossibly a Property Investor

Mortgage

Document Number6915000304,
DateJun 09, 2026
Book Page6915/304
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,084.00 (+21.92%) Homeowner's exemption$543,300 (+13.12%) Land $170,700 Building $372,600$543,300 (-) Land $170,700 Building $372,600
2023$4,990.00 Homeowner's exemption$480,300$543,300 Land $170,700 Building $372,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098601033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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