3312 Smithville Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 3312 Smithville Dr, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,580 sqft · built 1994
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Apr 2026)
Tax Bill	$5,772 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-135853`

Property Details

APN / Parcel Number

Primary APN	`03-135853`
Alternative APNs	`3135853` `135853`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,580 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Level
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	287 sqft
Deck Area	359 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	135853
Street Address	3312 SMITHVILLE DR
City	DUNKIRK
State	MD
Zip	20754-9660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 60 SEC 6 SMITH'S PURCHASE
Legal Subdivision	SMITHS PURCHAS
Legal Lot Number	60
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3009
Census Tract	860103

Owner

Source: Calvert County records · APN 03-135853

Assessment roll updated July 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3312 SMITHVILLE DR, DUNKIRK, MD 20754-9660
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORPORATION
Apr 29, 2026	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORPORATION
Oct 01, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Prior Sale	Jun 19, 2015 · Amount on Record
Deed Book / Page	6892 / 318
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 29, 2026
Property Address	3312 SMITHVILLE DR, DUNKIRK, MD 20754-9660
Document Number	0068920318
Book / Page	6892 / 318
Instrument Date	Apr 24, 2026
Transaction Type	Transfer
Record Updated	Jul 06, 2026
Title Company	BLUE CRAB TITLE ESCROW LLC, BLUE CRAB TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$646,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3312 SMITHVILLE DR, DUNKIRK, MD 20754-9660

Mortgage

Document Number	6892000330,
Date	Apr 29, 2026
Book Page	6892/330

Lender

Name	FIRST HOME MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 29, 2026
Property Address	3312 SMITHVILLE DR, DUNKIRK, MD 20754-9660
Document Number	6892000318
Book / Page	6892 / 318
Instrument Date	Apr 24, 2026
Transaction Type	Transfer
Record Updated	May 08, 2026
Title Company	BLUE COAST TITLE, BLUE CRAB TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$646,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3312 SMITHVILLE DR, DUNKIRK, MD 20754-9660

Mortgage

Document Number	6892000330,
Date	Apr 29, 2026
Book Page	6892/330

Lender

Name	FIRST HOME MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3312 SMITHVILLE DR, DUNKIRK, MD 20754-9660
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	UNITED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 SMITHVILLE DR, DUNKIRK, MD 20754-9660

Mortgage

Document Number	0057140298
Date	Oct 01, 2020
Book Page	5714/298

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,772.00 (+22.11%) Homeowner's exemption	$514,400 (+13.05%) Land $170,100 Building $344,300	$514,400 (-) Land $170,100 Building $344,300
2023	$4,727.00 Homeowner's exemption	$455,000	$514,400 Land $170,100 Building $344,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 46 locations within half a mile of this property.

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