3321 Ocotillo Way, Modesto, CA 95355 Property Records

Stanislaus County property record for 3321 Ocotillo Way, Modesto, CA 95355

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,463 sqft · built 1976
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$308,000 (Mar 2020)
Tax Bill$3,700 (2026)
Deeds & MortgagesJan 2022 Mortgage
Mar 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN068-010-051-000

Property Details

APN / Parcel Number

Primary APN068-010-051-000
Alternative APNs
  • 0681051000
  • 0681051

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,463 sqft Living Area
1st Floor Area1,463 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Construction TypeWood
Lot Area6,098 sqft (0.14 acres)
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
Patio Area162 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3321 OCOTILLO WAY
CityMODESTO
StateCA
Zip95355-3503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMOKE TREE #2 LOT 6 BLOCK 1665
Legal SubdivisionSMOKE TREE 02
Legal Block1
Legal Lot Number6
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group1
Census Block1001
Census Tract906

Owner

3321 Ocotillo Way is owned and occupied by two individuals who bought it in March 2020.

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3321 OCOTILLO WAY, MODESTO, CA 95355-3503
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 10, 2020Grant Deed, Transfer · FHA Mortgage
HOME POINT FINANCIAL CORPORATION
Dec 11, 2017Grant Deed, Transfer · FHA Mortgage
NEW AMERICAN FUNDING
Dec 11, 2017Intrafamily Transfer, Transfer · Negative Amortization
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2020 · Amount on File
Deed SaleMar 10, 2020 · Amount on File
Prior SaleDec 11, 2017 · Amount on File
Deed Document Number202016742
Prior Transfer DateDec 6, 2017
Prior Transfer Doc0000091175
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address3321 OCOTILLO WAY, MODESTO, CA 95355-3503
Transaction TypeMortgage
Record UpdatedJan 27, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3321 OCOTILLO WAY, MODESTO, CA 95355-3503

Mortgage

Document Number0000003302
DateJan 18, 2022
Instrument2022-0003302
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term340 Months
DueMay 1, 2050

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateMar 10, 2020
Property Address3321 OCOTILLO WAY, MODESTO, CA 95355-3503
Document Number0000016742
Map ReferenceVOL 25 PG 25
Instrument DateMar 6, 2020
Instrument2020-0016742
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3321 OCOTILLO WAY, MODESTO, CA 95355-3503

Mortgage

Document Number0000016743
DateMar 10, 2020
Instrument2020-0016743
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateDec 11, 2017
Property Address3321 OCOTILLO WAY, MODESTO, CA 95355-3503
Document Number0000091174
Map ReferenceMAP25 PG25
Instrument DateDec 6, 2017
Instrument2017-0091174
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3321 OCOTILLO WAY, MODESTO, CA 95355-3503

Mortgage

Document Number0000091176
DateDec 11, 2017
Instrument2017-0091176
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2048

Mortgage

Document Number0000091177
DateDec 11, 2017
Instrument2017-0091177
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeNegative Amortization
AmountAmount on Record

December 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTANISLAUS CA
Recording DateDec 11, 2017
Property Address3321 OCOTILLO WAY, MODESTO, CA 95355-3503
Document Number0000091175
Map ReferenceMAP25 PG25
Instrument DateDec 6, 2017
Instrument2017-0091175
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3321 OCOTILLO WAY, MODESTO, CA 95355-3503

Mortgage

Document Number0000091178
DateDec 11, 2017
Instrument2017-0091178
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeNegative Amortization
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3321 Ocotillo Way was $3,700, up 1.6% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictEmpire Union Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,700.00 (+1.62%)$343,573 (+2%) Land $139,437 Building $204,136
2025$3,641.00$336,837 Land $136,703 Building $200,134
2023$3,700.00 (+5.87%)$323,759 Land $131,396 Building $192,363
2022$3,495.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3321 Ocotillo Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3321 Ocotillo Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
ezWave
Fixed Wireless
1,000 / 200
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Ayera Technologies.

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