Okeechobee County property record for 3321 NW 2nd St, Okeechobee, FL 34972
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1973 |
| Lot Size | 0.194 acres (8,451 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,000 (Jul 2023) |
| Tax Bill | $2,377 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2025 Mortgage + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | 1-18-37-35-0020-00480-0190 |
| Primary APN | 1-18-37-35-0020-00480-0190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 864 sqft Living Area |
| Gross Area | 1,236 sqft |
| 1st Floor Area | 864 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,451 sqft (0.194 acres) |
| Lot Width | 66 ft Width |
| Garage Type | Carport |
| Garage Area | 260 sqft |
| Carport | Carport |
| Carport Area | 260 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3321 NW 2ND ST |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34972-2257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EL MIRASOL (PLAT BOOK 2 PAGE 1) LOT 19 & WEST 16.33 FEET OF LOT 20 BLOCK 48 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 18 |
| Legal Subdivision | EL MIRASOL |
| Legal Block | 48 |
| Legal Lot Number | 19,20 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 910202 |
3321 NW 2nd St is owned and occupied by two individuals who bought it in July 2023.
Source: Okeechobee County records, as of July 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3321 NW 2ND ST, OKEECHOBEE, FL 34972-2257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT LP |
| Oct 3, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 26, 2023 | Warranty Deed, Transfer · FHA Mortgage NFM INC |
| May 9, 2023 | Correction Deed ACCOMODATION, ACCOMMODATION |
| Feb 6, 2023 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2023 · Amount on File |
| Deed Sale | Jul 26, 2023 · Amount on File |
| Prior Sale | Feb 6, 2023 · Amount on File |
| Deed Document Number | 20238869 |
| Prior Transfer Date | May 3, 2023 |
| Prior Transfer Doc | 0000005565 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jun 29, 2026 |
| Property Address | 3321 NW 2ND ST, OKEECHOBEE, FL 34972-2257 |
| Document Number | 0000007085 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 20267085 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 3321 NW 2ND ST, OKEECHOBEE, FL 34972-2257 |
| Document Number | 0000007085, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 20267085 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jul 1, 2066 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 3321 NW 2ND ST, OKEECHOBEE, FL 34972-2257 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 3321 NW 2ND ST, OKEECHOBEE, FL 34972-2257 |
| Document Number | 0000011164 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 2025011164 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 334 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jul 26, 2023 |
| Property Address | 3321 NW 2ND ST, OKEECHOBEE, FL 34972-2257 |
| Document Number | 0000008869 |
| Map Reference | MB 2 PG 1 |
| Instrument Date | Jul 19, 2023 |
| Instrument | 2023008869 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,323.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 701 NE 3RD ST, OKEECHOBEE, FL 34972-4576 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3321 NW 2ND ST, OKEECHOBEE, FL 34972-2257 |
| Document Number | 0000008870 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 2023008870 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | May 9, 2023 |
| Property Address | 3321 NW 2ND ST, OKEECHOBEE, FL 34972-2257 |
| Document Number | 0000005565 |
| Map Reference | MB 2 PG 1 |
| Instrument Date | May 3, 2023 |
| Instrument | 2023005565 |
| Record Updated | Jun 13, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1908, OKEECHOBEE, FL 34973-1908 |
| Name | Verified Name |
|---|---|
| Address | 701 NE 3RD ST, OKEECHOBEE, FL 34972-4576 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Feb 6, 2023 |
| Property Address | 3321 NW 2ND ST, OKEECHOBEE, FL 34972-2257 |
| Document Number | 0000001478 |
| Map Reference | MB 2 PG 1 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 2023001478 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Tax | $805.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1908, OKEECHOBEE, FL 34973-1908 |
| Name | Verified Name |
|---|---|
| Address | 701 NE 3RD ST, OKEECHOBEE, FL 34972-4576 |
The 2025 property tax bill for 3321 NW 2nd St was $2,377.
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,377.00 | $121,231 Land $7,800 Building $113,431 | $121,231 Land $7,800 Building $113,431 |
| 2023 | $1,558.00 (+17.76%) | $85,688 (+24.19%) Land $6,500 Building $79,188 | $85,688 (+24.19%) Land $6,500 Building $79,188 |
| 2022 | $1,323.00 | $68,998 Land $3,640 Building $65,358 | $68,998 Land $3,640 Building $65,358 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3321 NW 2nd St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 4 (2004–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3321 NW 2nd St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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