3312 NW 2nd St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3312 NW 2nd St, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,776 sqft · built 1974
Lot Size0.219 acres (9,540 sqft)
OwnerIndividual Name on Record
Last Sale$259,000 (Oct 2023)
Tax Bill$1,598 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone A (high risk)
APN1-18-37-35-0020-00490-0080

Property Details

APN / Parcel Number

Primary APN1-18-37-35-0020-00490-0080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,776 sqft Heated Area
Gross Area2,248 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,540 sqft (0.219 acres)
Garage TypeCarport
CarportCarport
PorchFinished/Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3312 NW 2ND ST
CityOKEECHOBEE
StateFL
Zip34972-2258
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEL MIRASOL (PLAT BOOK 2 PAGE 1) LOT 8 & EAST 1/2 OF LOT 7 BLOCK 49
Legal Range35E
Legal Township37S
Legal Section18
Legal SubdivisionEL MIRASOL
Legal Block49
Legal Lot Number8,EAST
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2040
Census Tract910202

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3312 NW 2ND ST, OKEECHOBEE, FL 34972-2258
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2023Warranty Deed, Transfer · USDA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Sep 1, 2021Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2023 · Amount on Record
Deed SaleOct 23, 2023 · Amount on Record
Prior SaleSep 1, 2021 · Amount on Record
Deed Document Number2023012183
Record UpdatedJun 8, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateOct 23, 2023
Property Address3312 NW 2ND ST, OKEECHOBEE, FL 34972-2258
Document Number0000012183
Map ReferenceMB 2 PG 1
Instrument DateOct 19, 2023
Instrument2023012183
Transaction TypeTransfer
Record UpdatedNov 13, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,813.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3312 NW 2ND ST, OKEECHOBEE, FL 34972-2258

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3312 NW 2ND ST, OKEECHOBEE, FL 34972-2258

Mortgage

Document Number0000012184
DateOct 23, 2023
Instrument2023012184
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateSep 1, 2021
Property Address3312 NW 2ND ST, OKEECHOBEE, FL 34972-2258
Document Number2021011268
Map ReferenceMB 2 PG 1
Instrument DateAug 31, 2021
Instrument2021011268
Transaction TypeTransfer
Record UpdatedOct 11, 2021
Title CompanyOKEE TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3283 NW 1ST ST, 3283, OKEECHOBEE, FL 34972-2203

Transferred To (Grantee/Buyer)

NameVerified Name
Address3312 NW 2ND ST, OKEECHOBEE, FL 34972-2258

Mortgage

Document Number2021011269
DateSep 1, 2021
Instrument2021011269
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,598.00 (-39.68%) Homeowner's exemption$157,210 (+1.01%) Land $9,000 Building $148,210$157,210 (+1.01%) Land $9,000 Building $148,210
2023$2,649.00 (+12.1%)$155,636 (+19.07%) Land $7,500 Building $148,136$155,636 (+19.07%) Land $7,500 Building $148,136
2022$2,363.00$130,706 Land $4,200 Building $126,506$130,706 Land $4,200 Building $126,506

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims4 (2004–2012)
Claims Outside the SFHA1 of 4
Most Recent ClaimAug 2012 · rainfall accumulation
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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