3320 Windrow Ln, Matthews, NC 28105 Property Records

Mecklenburg County property record for 3320 Windrow Ln, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,191 sqft · built 1972
Lot Size	1.3 acres (56,672 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Sep 1997)
Tax Bill	$3,426 (2023)
Deeds & Mortgages	Jan 2017 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`215-261-90`

Property Details

APN / Parcel Number

Primary APN	`215-261-90`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,191 sqft Heated Area
Gross Area	2,263 sqft
1st Floor Area	1,939 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	56,672 sqft (1.3 acres)
Garage Area	672 sqft
Porch	Porch
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	215-261-90
Street Address	3320 WINDROW LN
City	MATTHEWS
State	NC
Zip	28105-6427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15(CD)
Legal Description	L29B M15-527
Legal Subdivision	WINDROW ESTATES
Legal Lot Number	29B M15
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	2
Census Block	2000
Census Tract	5712

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3320 WINDROW LN, MATTHEWS, NC 28105-6427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 1997 · Amount on Record
Deed Sale	Sep 29, 1997 · Amount on Record
Deed Document Number	0009276272
Deed Book / Page	9276 / 272
Record Updated	Jun 7, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3320 WINDROW LN, MATTHEWS, NC 28105-6427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003483
Date	Jan 10, 2017
Book Page	31488/467
Instrument	2017003483

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2027

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3320 WINDROW LN, MATTHEWS, NC 28105-6427
Document Number	0000095970
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3320 WINDROW LN MATTHEWS NC 281056427, MATTHEWS, NC 28105-6427

Mortgage

Document Number	0000095970
Date	Jun 26, 2020
Book Page	034739/000676
Instrument	95970

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 25, 2030

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3320 WINDROW LN, MATTHEWS, NC 28105-6427
Document Number	0000154948
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3320 WINDROW LN MATTHEWS NC 281056427, MATTHEWS, NC 28105-6427

Mortgage

Document Number	0000154948
Date	Nov 14, 2019
Book Page	034034/000230
Instrument	154948

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 13, 2029

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber.

Nearby Properties on Windrow Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures