3231 Windrow Ln, Matthews, NC 28105 Property Records

Mecklenburg County property record for 3231 Windrow Ln, Matthews, NC 28105 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,134 sqft · built 1973
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Mar 2018)
Tax Bill	$3,069 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`215-161-15`

Property Details

APN / Parcel Number

Primary APN	`215-161-15`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,134 sqft Living Area
1st Floor Area	1,556 sqft
Upper Floors Area	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Other
Lot Area	54,014 sqft (1.24 acres)
Garage Type	Carport
Carport	Carport
Porch	Finished/Open Porch
Porch Area	64 sqft
Deck Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3231 WINDROW LN
City	MATTHEWS
State	NC
Zip	28105-3938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L22B M17-384
Legal Subdivision	WINDROW ESTATES
Legal Block	1
Legal Lot Number	22B
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	1
Census Block	1001
Census Tract	5712

Owner

Source: Mecklenburg County records · APN 215-161-15

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3231 WINDROW LN, MATTHEWS, NC 28105-3938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Mar 09, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Nov 15, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 09, 2018 · Amount on Record
Deed Sale	Mar 09, 2018 · Amount on Record
Prior Sale	Nov 15, 2017 · Amount on Record
Deed Document Number	201827662
Deed Book / Page	32517 / 20
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3231 WINDROW LN, MATTHEWS, NC 28105-3938
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079149
Date	Apr 22, 2021
Book Page	35969/60
Instrument	2021079149

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 01, 2026
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	5-Year CMT
Margin	2
Max Rate	9.25%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 09, 2018
Property Address	3231 WINDROW LN, MATTHEWS, NC 28105-3938
Document Number	0000027662
Book / Page	32517 / 020
Map Reference	MB15 PG527
Instrument Date	Mar 09, 2018
Instrument	2018027662
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	AUSTIN TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12210 OLYMPIC CLUB DR, 12210, CHARLOTTE, NC 28277-4061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 WINDROW LN, MATTHEWS, NC 28105-3938

Mortgage

Document Number	0000027663
Date	Mar 09, 2018
Instrument	2018027663

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	Annually
Min Rate At Change	6%
Index	5-Year CMT
Max Rate	10.2%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 15, 2017
Property Address	3231 WINDROW LN, MATTHEWS, NC 28105-3938
Document Number	0000154655
Book / Page	032274 / 000177
Instrument Date	Nov 15, 2017
Instrument	154655
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$396.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 WINDROW LN MATTHEWS NC 281053938, MATTHEWS, NC 28105-3938

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,069.00	$390,500 Land $108,000 Building $282,500	$390,500 Land $108,000 Building $282,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190057121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 96 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Google Fiber	Fiber	8,000 / 8,000
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Windrow Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures